Filing Flows › Stock Yards Bancorp (SYBT) › Guidance & outlook
Stock Yards Bancorp (SYBT) guidance and outlook
Stock Yards Bancorp's 10-Q filed Nov 5, 2026 makes 7 forward-looking statements.
Guidance and outlook
Forward-looking statements, 10-Q filed Nov 5, 2026
- Management uses different betas in the rising and falling rate scenarios in an effort to best simulate expected earnings trends.
- Management believes the WM&T department will continue to factor significantly in Bancorp’s financial results and provide strategic diversity to revenue streams.
- While the FM acquisition had little impact on overall treasury management fee income for the three and nine month periods ended September 30, 2026, the customer base added through the acquisition is expected to provide ample opportunity for future growth given Bancorp’s ability to offer these new customers a broader array of treasury services.
- While total assets technically exceed $10 billion as of September 30, 2026, Bancorp intends to implement balance sheet management strategies to be below this threshold at December 31, 2026, which is the official measurement date associated with the $10 billion regulatory threshold.
- We will continue to monitor the situation as it develops.
- Bancorp anticipates that delinquent loans attributed to the acquired portfolio will decline in future periods as processes surrounding credit quality become aligned with the Company’s established standards.
- Similar to the increase experienced for delinquent loans, Bancorp anticipates that classified loans attributed to the acquired portfolio will decline in future periods as processes surrounding quality become aligned with the Company’s established standards.
Stock Yards Bancorp's latest quarter
Stock Yards Bancorp, Q3 2026: revenue $120M (+18% year over year), operating margin 45.9%, net earnings $43.5M, operating cash flow $82.6M. The chart follows the revenue to costs, profit and cash.
Questions
What does Stock Yards Bancorp expect?
Management uses different betas in the rising and falling rate scenarios in an effort to best simulate expected earnings trends. Management believes the WM&T department will continue to factor significantly in Bancorp’s financial results and provide strategic diversity to revenue streams. While the FM acquisition had little impact on overall treasury management fee income for the three and nine month periods ended September 30, 2026, the customer base added through the acquisition is expected to provide ample opportunity for future growth given Bancorp’s ability to offer these new customers a
Updated Nov 8, 2026. Read automatically from SEC filings and public data; errors are possible. Not investment advice.