Filing Flows › Trico Bancshares (TCBK) › Q1 2026
Trico Bancshares (TCBK) Q1 2026 earnings results (first quarter 2026)
10-Q filed May 8, 2026
Trico Bancshares (TCBK) reported revenue of $108M for the first quarter 2026 (Q1 2026), +10% from a year earlier and -1% from the quarter before. Operating margin was 42.4%, net earnings $33.7M (31.1% of revenue).
Trico Bancshares, Q1 2026: revenue $108M (+10% year over year), operating margin 42.4%, net earnings $33.7M, operating cash flow $33.7M. The chart follows the revenue to costs, profit and cash.
| Q1 2026 | Amount | Q/Q | Y/Y |
|---|---|---|---|
| Revenue | $108M | -1% | +10% |
| Operating profit | $45.9M | -1% | +30% |
| Net earnings | $33.7M | +0.2% | +28% |
| Operating cash flow | $33.7M | -2% | +37% |
| Free cash flow | $33.0M | -2% | +45% |
What changed
Revenue was $108.3M in Q1 2026, up 10% year over year and down 1% from the previous quarter.
Operating profit was $45.9M, a 42.4% margin (up 6.6 points year over year). Of the extra revenue versus Q1 2025, 110% reached operating profit, above the 36% margin then. Total costs fell 1% while revenue rose 10%. The fastest-growing cost line was Credit loss provision (+12%). Net earnings were $33.7M, up 28% year over year. The effective tax rate was 26.6%.
Operating cash flow was $33.7M (up 37% year over year), 100% of net earnings. Non-cash charges added back $1.6M of depreciation and amortization and $1.0M of share-based compensation. Working capital and other items used $2.6M. Capital expenditures of $712K left free cash flow of $33.0M.
Questions
What was Trico Bancshares' revenue in the first quarter 2026?
Trico Bancshares (TCBK) reported revenue of $108M for the first quarter 2026 (Q1 2026), +10% from a year earlier and -1% from the quarter before.
Was Trico Bancshares profitable in the first quarter 2026?
Operating profit was $45.9M (42.4% of revenue) and net earnings $33.7M.
Source: Trico Bancshares 10-Q on SEC EDGAR.