Filing Flows › Trico Bancshares (TCBK) › Q3 2026
Trico Bancshares (TCBK) Q3 2026 earnings results (third quarter 2026)
10-Q filed Nov 6, 2026
Trico Bancshares (TCBK) reported revenue of $117M for the third quarter 2026 (Q3 2026), +9% from a year earlier and +4% from the quarter before. Operating margin was 44.6%, net earnings $38.0M (32.5% of revenue).
Trico Bancshares, Q3 2026: revenue $117M (+8% year over year), operating margin 44.6%, net earnings $38.0M, operating cash flow $41.1M. The chart follows the revenue to costs, profit and cash.
| Q3 2026 | Amount | Q/Q | Y/Y |
|---|---|---|---|
| Revenue | $117M | +4% | +9% |
| Operating profit | $52.1M | +13% | +12% |
| Net earnings | $38.0M | +11% | +12% |
| Operating cash flow | $41.1M | +64% | -9% |
| Free cash flow | $39.1M | +68% | -9% |
What changed
Revenue was $116.7M in Q3 2026, up 9% year over year and up 4% from the previous quarter.
Operating profit was $52.1M, a 44.6% margin (up 1.4 points year over year). Of the extra revenue versus Q3 2025, 62% reached operating profit, above the 43% margin then. Total costs grew 6% against revenue growth of 9%. Net earnings were $38.0M, up 12% year over year. The effective tax rate was 27.1%.
Operating cash flow was $41.1M (down 9% year over year), 108% of net earnings. Non-cash charges added back $1.7M of depreciation and amortization and $1.0M of share-based compensation. Capital expenditures of $2.0M left free cash flow of $39.1M.
Questions
What was Trico Bancshares' revenue in the third quarter 2026?
Trico Bancshares (TCBK) reported revenue of $117M for the third quarter 2026 (Q3 2026), +9% from a year earlier and +4% from the quarter before.
Was Trico Bancshares profitable in the third quarter 2026?
Operating profit was $52.1M (44.6% of revenue) and net earnings $38.0M.
Source: Trico Bancshares 10-Q on SEC EDGAR.