Filing Flows › Third Coast Bancshares (TCBX) › Q3 2026 › vs Q3 2025
Third Coast Bancshares (TCBX) Q3 2026 vs Q3 2025 (year over year)
Third Coast Bancshares's revenue rose $11.4M (+21%) from $54.5M in Q3 2025 to $65.9M in Q3 2026. The biggest changes: Net interest income +$8.7M (+17%); Noninterest income +$2.7M (+74%). Operating margin 36.1% against 41.9% (-5.8 pts).
Third Coast Bancshares, Q3 2026: revenue $65.9M (+21% year over year), operating margin 36.1%, net earnings $19.0M, operating cash flow $8.9M. The chart draws each line against Q3 2025, the increases inside each band.
Margins
| Q3 2026 | Q3 2025 | Change | |
|---|---|---|---|
| Operating margin | 36.1% | 41.9% | -5.8 pts |
| Net margin | 28.9% | 33.1% | -4.3 pts |
Every line
| Line | Q3 2026 | Q3 2025 | Change | % |
|---|---|---|---|---|
| Net interest income | $59.5M | $50.8M | $8.7M | +17% |
| Noninterest income | $6.3M | $3.6M | $2.7M | +74% |
| Revenue | $65.9M | $54.5M | $11.4M | +21% |
| Operating profit | $23.8M | $22.8M | $937K | +4% |
| Costs & expenses | $42.1M | $31.7M | $10.4M | +33% |
| Pre-tax earnings | $23.8M | $22.8M | $937K | +4% |
| Credit loss provision | $540K | $2.8M | −$2.2M | -80% |
| Noninterest expense | $41.6M | $28.9M | $12.7M | +44% |
| Net earnings | $19.0M | $18.1M | $947K | +5% |
| Income tax | $4.8M | $4.8M | −$10K | -0.2% |
| Depreciation & amortization | $1.7M | $1.2M | $540K | +46% |
| Share-based compensation | $782K | $420K | $362K | +86% |
| Working capital & other | $12.6M | −$1.1M | $13.7M | — |
| Operating cash flow | $8.9M | $20.7M | −$11.8M | -57% |
Questions
How much did Third Coast Bancshares's revenue grow year over year in Q3 2026?
Third Coast Bancshares's revenue rose $11.4M (+21%) from $54.5M in Q3 2025 to $65.9M in Q3 2026.
What drove Third Coast Bancshares's revenue change in Q3 2026?
Net interest income +$8.7M (+17%); Noninterest income +$2.7M (+74%).