Filing Flows › First Financial (THFF) › How it makes money
How First Financial (THFF) makes money
First Financial (THFF) made $75.0M of revenue in the third quarter 2026 (Q3 2026), +14% from a year earlier. Net interest income brought in $63.5M (85%); Noninterest income brought in $11.4M (15%). Of every dollar of revenue, 46¢ was left as operating profit, 37¢ was left as net earnings.
Drawing the Sankey…
Revenue by segment, Q3 2026
| Segment | Revenue | Share | Q/Q | Y/Y |
|---|---|---|---|---|
| Net interest income | $63.5M | 84.7% | +4% | +16% |
| Noninterest income | $11.4M | 15.3% | +7% | +3% |
Where each dollar of revenue goes
| Line | Q3 2026 | % of revenue |
|---|---|---|
| Revenue | $75.0M | 100.0% |
| Operating profit | $34.4M | 45.9% |
| Income tax | $7.0M | 9.3% |
| Net earnings | $27.4M | 36.6% |
| Operating cash flow | $36.0M | 48.1% |
| Free cash flow | $34.9M | 46.6% |
Revenue, quarter by quarter
| Quarter | Revenue | Y/Y |
|---|---|---|
| Q3 2026 | $75.0M | +14% |
From First Financial's 10-Q filed Nov 4, 2026 (on EDGAR).
Questions
How does First Financial make money?
First Financial (THFF) made $75.0M of revenue in the third quarter 2026 (Q3 2026), +14% from a year earlier. Net interest income brought in $63.5M (85%); Noninterest income brought in $11.4M (15%). Of every dollar of revenue, 46¢ was left as operating profit, 37¢ was left as net earnings.
What is First Financial's biggest business?
Net interest income: $63.5M in the third quarter 2026, 85% of revenue, +16% from a year earlier.
What is First Financial's profit margin?
Net earnings were $27.4M, 36.6% of revenue, in the third quarter 2026; the operating margin was 45.9%.
Updated Nov 8, 2026. Read automatically from SEC filings and public data; errors are possible. Not investment advice.