Filing Flows › Hanover Insurance Group (THG) › Q3 2026
Hanover Insurance Group (THG) Q3 2026 earnings results (third quarter 2026)
10-Q filed Oct 29, 2026
Hanover Insurance Group (THG) reported revenue of $1.7B for the third quarter 2026 (Q3 2026), +4% from a year earlier and +0.5% from the quarter before. Operating margin was 14.1%, net earnings $173M (9.9% of revenue).
Hanover Insurance Group, Q3 2026: revenue $1.7B (+4% year over year), operating margin 14.1%, net earnings $173M, operating cash flow $520M. The chart follows the revenue to costs, profit and cash.
| Q3 2026 | Amount | Q/Q | Y/Y |
|---|---|---|---|
| Revenue | $1.7B | +0.5% | +4% |
| Operating profit | $244M | -3% | -1% |
| Net earnings | $173M | -10% | -3% |
| Operating cash flow | $520M | +145% | -6% |
| Free cash flow | $518M | +147% | -6% |
What changed
Revenue was $1.7B in Q3 2026, up 4% year over year and up 1% from the previous quarter.
Operating profit was $0.24B, a 14.1% margin (down 0.8 points year over year). Operating profit fell $3.3M even though revenue rose $0.07B versus Q3 2025, so costs grew faster than sales. Total costs grew 5% against revenue growth of 4%. Net earnings were $0.17B, down 3% year over year. The effective tax rate was 21.8%.
Operating cash flow was $0.52B (down 6% year over year), 301% of net earnings. Non-cash charges added back $0.01B of share-based compensation. Working capital and other items added $0.33B. Capital expenditures of $1.8M left free cash flow of $0.52B.
Questions
What was Hanover Insurance Group's revenue in the third quarter 2026?
Hanover Insurance Group (THG) reported revenue of $1.7B for the third quarter 2026 (Q3 2026), +4% from a year earlier and +0.5% from the quarter before.
Was Hanover Insurance Group profitable in the third quarter 2026?
Operating profit was $244M (14.1% of revenue) and net earnings $173M.