Filing Flows › TOP Financial Group (TOP) › How it makes money
How TOP Financial Group (TOP) makes money
TOP Financial Group (TOP) made $2.2M of revenue in the second quarter fiscal 2027 (Q2 FY27), +62% from a year earlier. Interest income from loan business brought in $1.4M (63%); Other service revenues brought in $319K (14%); AI Services brought in $222K (10%). Of every dollar of revenue, 12¢ was left as operating profit, 12¢ was left as net earnings.
Drawing the Sankey…
Revenue by segment, Q2 FY27
| Segment | Revenue | Share | Q/Q | Y/Y |
|---|---|---|---|---|
| Interest income from loan business | $1.4M | 62.7% | — | +483% |
| Other service revenues | $319K | 14.4% | — | +176% |
| AI Services | $222K | 10.0% | — | — |
| Commission on futures broking from overseas Exchanges | $112K | 5.1% | — | -80% |
| Trading gains (losses) | $66K | 3.0% | — | -80% |
| Interest income and other | $50K | 2.3% | — | -55% |
| Virtual asset commissions | $28K | 1.3% | — | — |
| Virtual asset brokerage commissions | $28K | 1.3% | — | — |
Where each dollar of revenue goes
| Line | Q2 FY27 | % of revenue |
|---|---|---|
| Revenue | $2.2M | 100.0% |
| Operating profit | $274K | 12.4% |
| Income tax | $83 | 0.0% |
| Net earnings | $274K | 12.4% |
Revenue, quarter by quarter
| Quarter | Revenue | Y/Y |
|---|---|---|
| Q2 FY27 | $2.2M | +44% |
| Q1 FY27 | $1.1M | -19% |
From TOP Financial Group's 10-Q filed Oct 28, 2026 (on EDGAR).
Questions
How does TOP Financial Group make money?
TOP Financial Group (TOP) made $2.2M of revenue in the second quarter fiscal 2027 (Q2 FY27), +62% from a year earlier. Interest income from loan business brought in $1.4M (63%); Other service revenues brought in $319K (14%); AI Services brought in $222K (10%). Of every dollar of revenue, 12¢ was left as operating profit, 12¢ was left as net earnings.
What is TOP Financial Group's biggest business?
Interest income from loan business: $1.4M in the second quarter fiscal 2027, 63% of revenue, +483% from a year earlier.
What is TOP Financial Group's profit margin?
Net earnings were $274K, 12.4% of revenue, in the second quarter fiscal 2027; the operating margin was 12.4%.
Updated Nov 8, 2026. Read automatically from SEC filings and public data; errors are possible. Not investment advice.