Filing Flows › LendingTree (TREE) › Q3 2026
LendingTree (TREE) Q3 2026 earnings results (third quarter 2026)
10-Q filed Nov 6, 2026
LendingTree (TREE) reported revenue of $344M for the third quarter 2026 (Q3 2026), +12% from a year earlier and +10% from the quarter before. Operating margin was -20.5%, net loss $72.4M (21.1% of revenue).
LendingTree, Q3 2026: revenue $344M (+12% year over year), operating margin -20.5%, net loss $72.4M, operating cash flow $35.7M. The chart follows the revenue to costs, profit and cash.
| Q3 2026 | Amount | Q/Q | Y/Y |
|---|---|---|---|
| Revenue | $344M | +10% | +12% |
| Operating profit | −$70.3M | -422% | -344% |
| Net earnings | −$72.4M | -856% | -812% |
| Operating cash flow | $35.7M | +23% | +24% |
| Free cash flow | $32.8M | +26% | +28% |
What changed
Revenue was $343.6M in Q3 2026, up 12% year over year and up 10% from the previous quarter. Insurance Segment was the largest line at 68% of revenue. Insurance Segment added $31.4M year over year (up 15%), 88% of the total change.
Gross margin was 28.0%, down 2.7 points from Q3 2025. Operating costs exceeded revenue by $70.3M, an operating margin of -20.5%. Operating expenses grew 153% against revenue growth of 12%. The quarter ended with a net loss of $72.4M, after a profit of $9.6M the previous quarter.
Operating cash flow was $35.7M (up 24% year over year). Non-cash charges added back $5.4M of depreciation and amortization and $4.9M of share-based compensation. Working capital and other items added $97.8M. Capital expenditures of $2.9M left free cash flow of $32.8M.
Questions
What was LendingTree's revenue in the third quarter 2026?
LendingTree (TREE) reported revenue of $344M for the third quarter 2026 (Q3 2026), +12% from a year earlier and +10% from the quarter before.
Was LendingTree profitable in the third quarter 2026?
Operating loss was $70.3M (-20.5% of revenue) and net loss $72.4M.
Source: LendingTree 10-Q on SEC EDGAR.