Filing Flows › United Community Banks (UCB) › Q2 2026 › vs Q1 2026
United Community Banks (UCB) Q2 2026 vs Q1 2026 (quarter over quarter)
United Community Banks's revenue rose $2.8M (+1%) from $277M in Q1 2026 to $279M in Q2 2026. Operating margin 53.4% against 39.2% (+14.2 pts).
United Community Banks, Q2 2026: revenue $279M (+7% year over year), operating margin 53.4%, net earnings $116M, operating cash flow $131M. The chart draws each line against Q1 2026, the increases inside each band.
Margins
| Q2 2026 | Q1 2026 | Change | |
|---|---|---|---|
| Operating margin | 53.4% | 39.2% | +14.2 pts |
| Net margin | 41.4% | 30.5% | +10.9 pts |
| Free cash flow margin | 43.5% | 22.6% | +20.9 pts |
Every line
| Line | Q2 2026 | Q1 2026 | Change | % |
|---|---|---|---|---|
| Revenue | $279M | $277M | $2.8M | +1% |
| Operating profit | $149M | $108M | $40.8M | +38% |
| Costs & expenses | $130M | $168M | −$38.0M | -23% |
| Pre-tax earnings | $149M | $108M | $40.8M | +38% |
| Sales & marketing | $2.7M | $2.4M | $311K | +13% |
| Other operating costs | $127M | $166M | −$38.4M | -23% |
| Net earnings | $116M | $84.3M | $31.3M | +37% |
| Income tax | $33.5M | $24.1M | $9.5M | +39% |
| Depreciation & amortization | $19.1M | $19.8M | −$702K | -4% |
| Share-based compensation | $3.7M | $3.3M | $371K | +11% |
| Working capital & other | $7.8M | $38.2M | −$30.3M | -79% |
| Operating cash flow | $131M | $69.3M | $61.3M | +89% |
| Free cash flow (OCF − capex) | $121M | $62.4M | $59.1M | +95% |
| Capital expenditures | $9.2M | $6.9M | $2.3M | +33% |
Questions
How much did United Community Banks's revenue grow quarter over quarter in Q2 2026?
United Community Banks's revenue rose $2.8M (+1%) from $277M in Q1 2026 to $279M in Q2 2026. Operating margin 53.4% against 39.2% (+14.2 pts).