Filing Flows › United Community Banks (UCB) › Q2 2026 › vs Q2 2025
United Community Banks (UCB) Q2 2026 vs Q2 2025 (year over year)
United Community Banks's revenue rose $19.0M (+7%) from $260M in Q2 2025 to $279M in Q2 2026. Operating margin 53.4% against 38.6% (+14.8 pts).
United Community Banks, Q2 2026: revenue $279M (+7% year over year), operating margin 53.4%, net earnings $116M, operating cash flow $131M. The chart draws each line against Q2 2025, the increases inside each band.
Margins
| Q2 2026 | Q2 2025 | Change | |
|---|---|---|---|
| Operating margin | 53.4% | 38.6% | +14.8 pts |
| Net margin | 41.4% | 30.3% | +11.2 pts |
| Free cash flow margin | 43.5% | 32.6% | +10.9 pts |
Every line
| Line | Q2 2026 | Q2 2025 | Change | % |
|---|---|---|---|---|
| Revenue | $279M | $260M | $19.0M | +7% |
| Operating profit | $149M | $101M | $48.7M | +48% |
| Costs & expenses | $130M | $160M | −$29.6M | -19% |
| Pre-tax earnings | $149M | $101M | $48.7M | +48% |
| Sales & marketing | $2.7M | $2.9M | −$173K | -6% |
| Other operating costs | $127M | $157M | −$29.5M | -19% |
| Net earnings | $116M | $78.7M | $36.9M | +47% |
| Income tax | $33.5M | $21.8M | $11.8M | +54% |
| Depreciation & amortization | $19.1M | $11.9M | $7.2M | +61% |
| Share-based compensation | $3.7M | $2.9M | $826K | +29% |
| Working capital & other | $7.8M | −$3.3M | $11.2M | — |
| Operating cash flow | $131M | $96.8M | $33.8M | +35% |
| Free cash flow (OCF − capex) | $121M | $84.7M | $36.7M | +43% |
| Capital expenditures | $9.2M | $12.1M | −$2.9M | -24% |
Questions
How much did United Community Banks's revenue grow year over year in Q2 2026?
United Community Banks's revenue rose $19.0M (+7%) from $260M in Q2 2025 to $279M in Q2 2026. Operating margin 53.4% against 38.6% (+14.8 pts).