Filing Flows › United Community Banks (UCB) › How it makes money
How United Community Banks (UCB) makes money
United Community Banks (UCB) made $279M of revenue in the second quarter 2026 (Q2 2026), +7% from a year earlier. Of every dollar of revenue, 53¢ was left as operating profit, 41¢ was left as net earnings.
Drawing the Sankey…
Where each dollar of revenue goes
| Line | Q2 2026 | % of revenue |
|---|---|---|
| Revenue | $279M | 100.0% |
| Operating profit | $149M | 53.4% |
| Income tax | $33.5M | 12.0% |
| Net earnings | $116M | 41.4% |
| Operating cash flow | $131M | 46.8% |
| Free cash flow | $121M | 43.5% |
Revenue, quarter by quarter
| Quarter | Revenue | Y/Y |
|---|---|---|
| Q2 2026 | $279M | +7% |
| Q1 2026 | $277M | +12% |
| Q4 2025 | $278M | +11% |
| Q3 2025 | $277M | +27% |
| Q2 2025 | $260M | +6% |
| Q1 2025 | $248M | +4% |
From United Community Banks' 10-Q filed Aug 5, 2026 (on EDGAR).
Questions
How does United Community Banks make money?
United Community Banks (UCB) made $279M of revenue in the second quarter 2026 (Q2 2026), +7% from a year earlier. Of every dollar of revenue, 53¢ was left as operating profit, 41¢ was left as net earnings.
What is United Community Banks' profit margin?
Net earnings were $116M, 41.4% of revenue, in the second quarter 2026; the operating margin was 53.4%.
Updated Nov 8, 2026. Read automatically from SEC filings and public data; errors are possible. Not investment advice.