Filing Flows › United Fire Group (UFCS) › Q3 2026
United Fire Group (UFCS) Q3 2026 earnings results (third quarter 2026)
10-Q filed Nov 4, 2026
United Fire Group (UFCS) reported revenue of $392M for the third quarter 2026 (Q3 2026), +11% from a year earlier and +2% from the quarter before. Operating margin was 11.4%, net earnings $35.1M (9.0% of revenue).
United Fire Group, Q3 2026: revenue $392M (+11% year over year), operating margin 11.4%, net earnings $35.1M, operating cash flow $101M. The chart follows the revenue to costs, profit and cash.
| Q3 2026 | Amount | Q/Q | Y/Y |
|---|---|---|---|
| Revenue | $392M | +2% | +11% |
| Operating profit | $44.8M | +7% | -8% |
| Net earnings | $35.1M | +5% | -10% |
| Operating cash flow | $101M | +195% | +66% |
What changed
Revenue was $391.6M in Q3 2026, up 11% year over year and up 2% from the previous quarter.
Operating profit was $44.8M, a 11.4% margin (down 2.3 points year over year). Operating profit fell $3.9M even though revenue rose $37.6M versus Q3 2025, so costs grew faster than sales. Total costs grew 14% against revenue growth of 11%. Net earnings were $35.1M, down 10% year over year. The effective tax rate was 21.7%.
Operating cash flow was $101.1M (up 66% year over year), 288% of net earnings. Non-cash charges added back $2.7M of depreciation and amortization and $2.6M of share-based compensation. Working capital and other items added $60.7M.
Questions
What was United Fire Group's revenue in the third quarter 2026?
United Fire Group (UFCS) reported revenue of $392M for the third quarter 2026 (Q3 2026), +11% from a year earlier and +2% from the quarter before.
Was United Fire Group profitable in the third quarter 2026?
Operating profit was $44.8M (11.4% of revenue) and net earnings $35.1M.
Source: United Fire Group 10-Q on SEC EDGAR.