Filing Flows › Unity Bancorp (UNTY) › How it makes money
How Unity Bancorp (UNTY) makes money
Unity Bancorp (UNTY) made $36.6M of revenue in the third quarter 2026 (Q3 2026), +12% from a year earlier. Net interest income brought in $34.3M (94%); Noninterest income brought in $2.4M (6%). Of every dollar of revenue, 55¢ was left as operating profit, 47¢ was left as net earnings.
Drawing the Sankey…
Revenue by segment, Q3 2026
| Segment | Revenue | Share | Q/Q | Y/Y |
|---|---|---|---|---|
| Net interest income | $34.3M | 93.6% | +8% | +15% |
| Noninterest income | $2.4M | 6.4% | +23% | -20% |
Where each dollar of revenue goes
| Line | Q3 2026 | % of revenue |
|---|---|---|
| Revenue | $36.6M | 100.0% |
| Operating profit | $20.0M | 54.6% |
| Income tax | $2.6M | 7.2% |
| Net earnings | $17.4M | 47.4% |
| Operating cash flow | $48.5M | 132.3% |
| Free cash flow | $48.2M | 131.5% |
Revenue, quarter by quarter
| Quarter | Revenue | Y/Y |
|---|---|---|
| Q3 2026 | $36.6M | +12% |
From Unity Bancorp's 10-Q filed Nov 5, 2026 (on EDGAR).
Questions
How does Unity Bancorp make money?
Unity Bancorp (UNTY) made $36.6M of revenue in the third quarter 2026 (Q3 2026), +12% from a year earlier. Net interest income brought in $34.3M (94%); Noninterest income brought in $2.4M (6%). Of every dollar of revenue, 55¢ was left as operating profit, 47¢ was left as net earnings.
What is Unity Bancorp's biggest business?
Net interest income: $34.3M in the third quarter 2026, 94% of revenue, +15% from a year earlier.
What is Unity Bancorp's profit margin?
Net earnings were $17.4M, 47.4% of revenue, in the third quarter 2026; the operating margin was 54.6%.
Updated Nov 8, 2026. Read automatically from SEC filings and public data; errors are possible. Not investment advice.