Filing Flows › Upbound Group (UPBD) › Q3 2026 › vs Q2 2026
Upbound Group (UPBD) Q3 2026 vs Q2 2026 (quarter over quarter)
Upbound Group's revenue fell $17.3M (-1%) from $1.2B in Q2 2026 to $1.1B in Q3 2026. The biggest changes: Acima −$18.8M (-3%); Brigit +$7.6M (+11%); Rent A Center −$7.3M (-2%). Gross margin 50.6% against 51.1% (-0.5 pts).
Upbound Group, Q3 2026: revenue $1.1B (-2% year over year), operating margin 6.2%, net earnings $34.3M, operating cash flow $163M. The chart draws each line against Q2 2026, the increases inside each band.
Margins
| Q3 2026 | Q2 2026 | Change | |
|---|---|---|---|
| Gross margin | 50.6% | 51.1% | -0.5 pts |
| Operating margin | 6.2% | 4.7% | +1.5 pts |
| Net margin | 3.0% | 1.9% | +1.1 pts |
| Free cash flow margin | 12.8% | 9.3% | +3.6 pts |
Every line
| Line | Q3 2026 | Q2 2026 | Change | % |
|---|---|---|---|---|
| Acima | $585M | $604M | −$18.8M | -3% |
| Rent A Center | $459M | $466M | −$7.3M | -2% |
| Brigit | $78.8M | $71.1M | $7.6M | +11% |
| Mexico | $23.6M | $22.4M | $1.2M | +6% |
| Revenue | $1.1B | $1.2B | −$17.3M | -1% |
| Gross profit | $580M | $595M | −$14.6M | -2% |
| Cost of revenue | $566M | $569M | −$2.6M | -0.5% |
| Operating profit | $71.2M | $54.3M | $16.9M | +31% |
| Operating expenses | $509M | $541M | −$31.5M | -6% |
| Pre-tax earnings | $46.7M | $29.3M | $17.5M | +60% |
| Other expense, net | $24.5M | $25.0M | −$547K | -2% |
| General & admin | $60.9M | $59.7M | $1.2M | +2% |
| Other operating costs | $448M | $481M | −$32.8M | -7% |
| Net earnings | $34.3M | $21.6M | $12.7M | +59% |
| Income tax | $12.5M | $7.7M | $4.8M | +62% |
| Depreciation & amortization | $35.3M | $35.1M | $263K | +0.7% |
| Share-based compensation | $6.2M | $17.5M | −$11.4M | -65% |
| Working capital & other | $87.4M | $49.1M | $38.2M | +78% |
| Operating cash flow | $163M | $123M | $39.8M | +32% |
| Free cash flow (OCF − capex) | $147M | $108M | $39.2M | +36% |
| Capital expenditures | $16.1M | $15.5M | $632K | +4% |
Questions
How much did Upbound Group's revenue grow quarter over quarter in Q3 2026?
Upbound Group's revenue fell $17.3M (-1%) from $1.2B in Q2 2026 to $1.1B in Q3 2026.
What drove Upbound Group's revenue change in Q3 2026?
Acima −$18.8M (-3%); Brigit +$7.6M (+11%); Rent A Center −$7.3M (-2%).