Filing Flows › Upstart Holdings (UPST) › Guidance history
Upstart Holdings (UPST) guidance history: what it guided and what it reported
Upstart Holdings gave guidance in 3 earnings releases on file since May 5, 2026. Its releases raised guidance once and lowered it once.
Revenue
Every guided period is still to be reported.
| Period | Guided (and how it moved) | Reported | Result | vs midpoint |
|---|---|---|---|---|
| FY2026 | $1.4B (May 5, 2026) → reaffirmed $1.4B (Aug 4, 2026) → lowered $1.3B (Nov 3, 2026) | — | to be reported | — |
Adjusted EBITDA margin
Every guided period is still to be reported.
| Period | Guided (and how it moved) | Reported | Result | vs midpoint |
|---|---|---|---|---|
| FY2028 | 25.0% (May 5, 2026) | — | to be reported | — |
The latest quarter
Upstart Holdings, Q3 2026: revenue $371M (+34% year over year), operating margin 9.7%, net earnings $36.6M, operating cash flow −$19.8M. The chart follows the revenue to costs, profit and cash.
Questions
Does Upstart Holdings beat its guidance?
Upstart Holdings gave guidance in 3 earnings releases on file since May 5, 2026. Its releases raised guidance once and lowered it once.
How often does Upstart Holdings raise guidance?
Its earnings releases raised guidance once and lowered it once since May 5, 2026.
Each guided period is held to the last guidance given before its figures were reported; a single figure counts as in line within 1% (0.25 pts for a rate). Reported figures are GAAP, from the company's filings; adjusted guidance shows its moves only.