Filing Flows › Upstart Holdings (UPST) › R&D spending
Upstart Holdings (UPST) R&D spending by quarter
Upstart Holdings' R&D spending was $92.7M in Q3 2026 (third quarter 2026), -1% from Q2 2026. Over the last 7 quarters it ranged from $57.8M (Q1 2025) to $93.9M (Q2 2026).
| Quarter | R&D spending | Q/Q | Y/Y |
|---|---|---|---|
| Q3 2026 | $92.7M | -1% | +45% |
| Q2 2026 | $93.9M | +17% | +36% |
| Q1 2026 | $80.1M | +20% | +39% |
| Q4 2025 | $66.9M | +5% | — |
| Q3 2025 | $64.0M | -7% | — |
| Q2 2025 | $68.8M | +19% | — |
| Q1 2025 | $57.8M | — | — |
Q3 2026 at a glance
Upstart Holdings, Q3 2026: revenue $371M (+34% year over year), operating margin 9.7%, net earnings $36.6M, operating cash flow −$19.8M. The chart follows the revenue to costs, profit and cash.
Questions
What is Upstart Holdings' R&D spending?
Upstart Holdings' R&D spending was $92.7M in Q3 2026 (third quarter 2026), -1% from Q2 2026.
How has Upstart Holdings' R&D spending changed?
Over the last 7 quarters it ranged from $57.8M (Q1 2025) to $93.9M (Q2 2026).