Filing Flows › Upay (UPYY) › Q4 FY26
Upay (UPYY) Q4 FY26 earnings results (fourth quarter fiscal 2026)
10-K filed Jun 2, 2026
Upay (UPYY) reported revenue of $202K for the fourth quarter fiscal 2026 (Q4 FY26), +45% from a year earlier and +10% from the quarter before. Operating margin was -51.5%, net loss $115K (57.0% of revenue).
Upay, Q4 FY26: revenue $202K (+45% year over year), operating margin -51.5%, net loss $115K, operating cash flow −$29K. The chart follows the revenue to costs, profit and cash.
| Q4 FY26 | Amount | Q/Q | Y/Y |
|---|---|---|---|
| Revenue | $202K | +10% | +45% |
| Operating profit | −$104K | — | — |
| Net earnings | −$115K | — | — |
| Operating cash flow | −$29K | — | — |
What changed
Revenue was $202K in Q4 FY26, up 45% year over year and up 10% from the previous quarter.
Gross margin was 72.1%, up 2.8 points from Q4 FY25. Operating costs exceeded revenue by $104K, an operating margin of -51.5%. Operating expenses grew 98% against revenue growth of 45%. The fastest-growing cost line was General & admin (+99%). The quarter ended with a net loss of $115K, narrower than the previous quarter's $1.0M loss.
Operating cash flow was −$29K. Non-cash charges added back $2K of depreciation. Working capital and other items added $85K. Capital expenditures of $1K exceeded it, leaving free cash flow of −$30K.
Questions
What was Upay's revenue in the fourth quarter fiscal 2026?
Upay (UPYY) reported revenue of $202K for the fourth quarter fiscal 2026 (Q4 FY26), +45% from a year earlier and +10% from the quarter before.
Was Upay profitable in the fourth quarter fiscal 2026?
Operating loss was $104K (-51.5% of revenue) and net loss $115K.
Source: Upay 10-K on SEC EDGAR.