Filing Flows › Uscb Financial Holdings (USCB) › How it makes money
How Uscb Financial Holdings (USCB) makes money
Uscb Financial Holdings (USCB) made $27.0M of revenue in the third quarter 2026 (Q3 2026), +8% from a year earlier. Net interest income brought in $24.3M (90%); Noninterest income brought in $2.7M (10%). Of every dollar of revenue, 45¢ was left as operating profit, 35¢ was left as net earnings.
Drawing the Sankey…
Revenue by segment, Q3 2026
| Segment | Revenue | Share | Q/Q | Y/Y |
|---|---|---|---|---|
| Net interest income | $24.3M | 90.1% | -0.4% | +14% |
| Noninterest income | $2.7M | 9.9% | -25% | -27% |
Where each dollar of revenue goes
| Line | Q3 2026 | % of revenue |
|---|---|---|
| Revenue | $27.0M | 100.0% |
| Operating profit | $12.2M | 45.2% |
| Income tax | $2.7M | 9.9% |
| Net earnings | $9.5M | 35.3% |
| Operating cash flow | $14.0M | 51.9% |
| Free cash flow | $13.9M | 51.7% |
Revenue, quarter by quarter
| Quarter | Revenue | Y/Y |
|---|---|---|
| Q3 2026 | $27.0M | +8% |
From Uscb Financial Holdings' 10-Q filed Nov 6, 2026 (on EDGAR).
Questions
How does Uscb Financial Holdings make money?
Uscb Financial Holdings (USCB) made $27.0M of revenue in the third quarter 2026 (Q3 2026), +8% from a year earlier. Net interest income brought in $24.3M (90%); Noninterest income brought in $2.7M (10%). Of every dollar of revenue, 45¢ was left as operating profit, 35¢ was left as net earnings.
What is Uscb Financial Holdings' biggest business?
Net interest income: $24.3M in the third quarter 2026, 90% of revenue, +14% from a year earlier.
What is Uscb Financial Holdings' profit margin?
Net earnings were $9.5M, 35.3% of revenue, in the third quarter 2026; the operating margin was 45.2%.
Updated Nov 8, 2026. Read automatically from SEC filings and public data; errors are possible. Not investment advice.