Filing Flows › Universal Insurance Holdings (UVE) › Q3 2026 › vs Q2 2026
Universal Insurance Holdings (UVE) Q3 2026 vs Q2 2026 (quarter over quarter)
Universal Insurance Holdings's revenue rose $12.3M (+3%) from $427M in Q2 2026 to $439M in Q3 2026. Operating margin 16.4% against 19.1% (-2.7 pts).
Universal Insurance Holdings, Q3 2026: revenue $439M (+10% year over year), operating margin 16.4%, net earnings $52.5M, operating cash flow $83.0M. The chart draws each line against Q2 2026, the increases inside each band.
Margins
| Q3 2026 | Q2 2026 | Change | |
|---|---|---|---|
| Operating margin | 16.4% | 19.1% | -2.7 pts |
| Net margin | 12.0% | 13.9% | -1.9 pts |
| Free cash flow margin | 18.7% | 23.5% | -4.8 pts |
Every line
| Line | Q3 2026 | Q2 2026 | Change | % |
|---|---|---|---|---|
| Revenue | $439M | $427M | $12.3M | +3% |
| Operating profit | $72.2M | $81.6M | −$9.4M | -11% |
| Costs & expenses | $367M | $345M | $21.7M | +6% |
| Pre-tax earnings | $70.1M | $79.6M | −$9.5M | -12% |
| Other expense, net | $2.1M | $2.0M | $86K | +4% |
| Net earnings | $52.5M | $59.2M | −$6.7M | -11% |
| Income tax | $17.6M | $20.4M | −$2.8M | -14% |
| Depreciation | $51K | $52K | −$1K | -2% |
| Working capital & other | $30.5M | $41.8M | −$11.4M | -27% |
| Operating cash flow | $83.0M | $101M | −$18.0M | -18% |
| Free cash flow (OCF − capex) | $82.0M | $100M | −$18.2M | -18% |
| Capital expenditures | $1.1M | $902K | $177K | +20% |
Questions
How much did Universal Insurance Holdings's revenue grow quarter over quarter in Q3 2026?
Universal Insurance Holdings's revenue rose $12.3M (+3%) from $427M in Q2 2026 to $439M in Q3 2026. Operating margin 16.4% against 19.1% (-2.7 pts).