Filing Flows › Valley National Bancorp (VLY) › Q3 2026 › vs Q3 2025
Valley National Bancorp (VLY) Q3 2026 vs Q3 2025 (year over year)
Valley National Bancorp's revenue rose $73.0M (+14%) from $511M in Q3 2025 to $584M in Q3 2026. The biggest changes: Net interest income +$59.2M (+13%); Noninterest income +$13.8M (+21%). Operating margin 41.7% against 41.1% (+0.6 pts).
Valley National Bancorp, Q3 2026: revenue $584M (+14% year over year), operating margin 41.7%, net earnings $206M, operating cash flow $382M. The chart draws each line against Q3 2025, the increases inside each band.
Margins
| Q3 2026 | Q3 2025 | Change | |
|---|---|---|---|
| Operating margin | 41.7% | 41.1% | +0.6 pts |
| Net margin | 35.3% | 32.0% | +3.4 pts |
| Free cash flow margin | 64.8% | 0.5% | +64.3 pts |
Every line
| Line | Q3 2026 | Q3 2025 | Change | % |
|---|---|---|---|---|
| Net interest income | $505M | $446M | $59.2M | +13% |
| Noninterest income | $78.7M | $64.9M | $13.8M | +21% |
| Revenue | $584M | $511M | $73.0M | +14% |
| Operating profit | $244M | $210M | $33.6M | +16% |
| Costs & expenses | $341M | $301M | $39.4M | +13% |
| Pre-tax earnings | $244M | $210M | $33.6M | +16% |
| Noninterest expense | $310M | $282M | $28.0M | +10% |
| Other operating costs | $30.6M | $19.2M | $11.5M | +60% |
| Net earnings | $206M | $163M | $42.9M | +26% |
| Income tax | $37.3M | $46.6M | −$9.3M | -20% |
| Depreciation & amortization | $8.3M | $8.8M | −$514K | -6% |
| Share-based compensation | $10.0M | $4.4M | $5.6M | +129% |
| Working capital & other | $157M | −$171M | $329M | — |
| Operating cash flow | $382M | $5.2M | $377M | 74× |
| Free cash flow (OCF − capex) | $378M | $2.3M | $376M | 161× |
| Capital expenditures | $3.5M | $2.8M | $675K | +24% |
Questions
How much did Valley National Bancorp's revenue grow year over year in Q3 2026?
Valley National Bancorp's revenue rose $73.0M (+14%) from $511M in Q3 2025 to $584M in Q3 2026.
What drove Valley National Bancorp's revenue change in Q3 2026?
Net interest income +$59.2M (+13%); Noninterest income +$13.8M (+21%).