Filing Flows › Voya Financial (VOYA) › Guidance & outlook
Voya Financial (VOYA) guidance and outlook
Voya Financial's 10-Q filed Nov 4, 2026 makes 8 forward-looking statements.
Guidance and outlook
Forward-looking statements, 10-Q filed Nov 4, 2026
- Additionally, we provide individual retirement accounts and financial guidance and advisory services that enable us to deepen relationships with our retirement plan participants.
- We aim to provide positive investment results that are repeatable and consistent, and deliver research-driven, risk-adjusted, client-oriented investment strategies and solutions and advisory services across asset classes, geographies and investment styles.
- In addition, we also provide decision support tools through the Benefitfocus enrollment platform and through our MyVoyage application, which provides a comprehensive guidance tool for employees to see their entire financial picture including their workplace benefits and savings.
- While investment income on these assets can be volatile, based on current plans, we expect to earn 9% on these assets over the long-term.
- We estimate that our excess capital (which we define as the amount of total adjusted capital in our insurance subsidiaries above our 375% RBC target, plus the amount of holding company liquidity above our $200 million target) as of September 30, 2026, was approximately $250 million.
- Our asset-liability management ("ALM") process considers the expected maturity of investments and expected benefit payments as well as the specific nature and risk profile of the liabilities.
- As part of our liquidity management process, we model different scenarios to determine whether existing assets are adequate to meet projected cash flows.
- While we do not expect to be subject to the CAMT for 2026, we are continuing to review the proposed regulations, and our CAMT determination will need to be evaluated in light of future guidance.
Voya Financial's latest quarter
Voya Financial, Q3 2026: revenue $2.0B (-5% year over year), operating margin 14.2%, net earnings $209M, operating cash flow $644M. The chart follows the revenue to costs, profit and cash.
Questions
What does Voya Financial expect?
Additionally, we provide individual retirement accounts and financial guidance and advisory services that enable us to deepen relationships with our retirement plan participants. We aim to provide positive investment results that are repeatable and consistent, and deliver research-driven, risk-adjusted, client-oriented investment strategies and solutions and advisory services across asset classes, geographies and investment styles. In addition, we also provide decision support tools through the Benefitfocus enrollment platform and through our MyVoyage application, which provides a comprehensiv
Updated Nov 8, 2026. Read automatically from SEC filings and public data; errors are possible. Not investment advice.