Filing Flows › Westamerica Bancorporation (WABC) › Q3 2026 › vs Q3 2025
Westamerica Bancorporation (WABC) Q3 2026 vs Q3 2025 (year over year)
Westamerica Bancorporation's revenue rose $313K (+0.5%) from $63.7M in Q3 2025 to $64.1M in Q3 2026. The biggest changes: Noninterest income +$552K (+5%); Net interest income −$239K (-0.4%). Operating margin 59.1% against 59.5% (-0.5 pts).
Westamerica Bancorporation, Q3 2026: revenue $64.1M (+0.5% year over year), operating margin 59.1%, net earnings $28.2M, operating cash flow $33.7M. The chart draws each line against Q3 2025, the increases inside each band.
Margins
| Q3 2026 | Q3 2025 | Change | |
|---|---|---|---|
| Operating margin | 59.1% | 59.5% | -0.5 pts |
| Net margin | 44.0% | 44.3% | -0.4 pts |
| Free cash flow margin | 51.5% | 45.1% | +6.4 pts |
Every line
| Line | Q3 2026 | Q3 2025 | Change | % |
|---|---|---|---|---|
| Net interest income | $53.4M | $53.6M | −$239K | -0.4% |
| Noninterest income | $10.7M | $10.2M | $552K | +5% |
| Revenue | $64.1M | $63.7M | $313K | +0.5% |
| Operating profit | $37.8M | $37.9M | −$105K | -0.3% |
| Costs & expenses | $26.2M | $25.8M | $418K | +2% |
| Pre-tax earnings | $37.8M | $37.9M | −$105K | -0.3% |
| Net earnings | $28.2M | $28.3M | −$111K | -0.4% |
| Income tax | $9.7M | $9.7M | $6K | +0.1% |
| Depreciation & amortization | $200K | $1.9M | −$1.7M | -89% |
| Working capital & other | $5.3M | −$722K | $6.0M | — |
| Operating cash flow | $33.7M | $29.4M | $4.2M | +14% |
| Free cash flow (OCF − capex) | $33.0M | $28.7M | $4.3M | +15% |
| Capital expenditures | $660K | $686K | −$26K | -4% |
Questions
How much did Westamerica Bancorporation's revenue grow year over year in Q3 2026?
Westamerica Bancorporation's revenue rose $313K (+0.5%) from $63.7M in Q3 2025 to $64.1M in Q3 2026.
What drove Westamerica Bancorporation's revenue change in Q3 2026?
Noninterest income +$552K (+5%); Net interest income −$239K (-0.4%).