Filing Flows › Westamerica Bancorporation (WABC) › How it makes money
How Westamerica Bancorporation (WABC) makes money
Westamerica Bancorporation (WABC) made $64.1M of revenue in the third quarter 2026 (Q3 2026), +0.5% from a year earlier. Net interest income brought in $53.4M (83%); Noninterest income brought in $10.7M (17%). Of every dollar of revenue, 59¢ was left as operating profit, 44¢ was left as net earnings.
Drawing the Sankey…
Revenue by segment, Q3 2026
| Segment | Revenue | Share | Q/Q | Y/Y |
|---|---|---|---|---|
| Net interest income | $53.4M | 83.3% | +2% | -0.4% |
| Noninterest income | $10.7M | 16.7% | +4% | +5% |
Where each dollar of revenue goes
| Line | Q3 2026 | % of revenue |
|---|---|---|
| Revenue | $64.1M | 100.0% |
| Operating profit | $37.8M | 59.1% |
| Income tax | $9.7M | 15.1% |
| Net earnings | $28.2M | 44.0% |
| Operating cash flow | $33.7M | 52.5% |
| Free cash flow | $33.0M | 51.5% |
Revenue, quarter by quarter
| Quarter | Revenue | Y/Y |
|---|---|---|
| Q3 2026 | $64.1M | +0.5% |
From Westamerica Bancorporation's 10-Q filed Nov 6, 2026 (on EDGAR).
Questions
How does Westamerica Bancorporation make money?
Westamerica Bancorporation (WABC) made $64.1M of revenue in the third quarter 2026 (Q3 2026), +0.5% from a year earlier. Net interest income brought in $53.4M (83%); Noninterest income brought in $10.7M (17%). Of every dollar of revenue, 59¢ was left as operating profit, 44¢ was left as net earnings.
What is Westamerica Bancorporation's biggest business?
Net interest income: $53.4M in the third quarter 2026, 83% of revenue, -0.4% from a year earlier.
What is Westamerica Bancorporation's profit margin?
Net earnings were $28.2M, 44.0% of revenue, in the third quarter 2026; the operating margin was 59.1%.
Updated Nov 8, 2026. Read automatically from SEC filings and public data; errors are possible. Not investment advice.