Filing Flows

Filing Flows › Wafd (WAFD) › Q2 FY26 › vs Q2 FY25

Wafd (WAFD) Q2 FY26 vs Q2 FY25 (year over year)

Wafd's revenue rose $17.6M (+10%) from $180M in Q2 FY25 to $197M in Q2 FY26. Operating margin 42.5% against 40.1% (+2.4 pts).

Wafd, Q2 FY26: revenue $197M (+10% year over year), operating margin 42.5%, net earnings $65.5M, operating cash flow $79.4M. The chart draws each line against Q2 FY25, the increases inside each band.

Wafd: what changed, Q2 FY26 vs Q2 FY25Wafd: what changed, Q2 FY26 vs Q2 FY25Operating profit$11.8MPre-tax earnings$11.8MWorking capital & other−$11.5MNet earnings$9.3MDepreciation & amortization$8.6MOperating cash flow$7.2MCapital expenditures$5.9MCosts & expenses$5.8MNoninterest expense$5.0MIncome tax$2.5M

Margins

Q2 FY26Q2 FY25Change
Operating margin42.5%40.1%+2.4 pts
Net margin33.2%31.3%+1.9 pts
Free cash flow margin34.4%37.0%-2.6 pts

Every line

LineQ2 FY26Q2 FY25Change%
Revenue$197M$180M$17.6M+10%
Operating profit$83.8M$72.0M$11.8M+16%
Costs & expenses$114M$108M$5.8M+5%
Pre-tax earnings$83.8M$72.0M$11.8M+16%
Noninterest expense$110M$105M$5.0M+5%
Other operating costs$3.7M$2.9M$771K+26%
Net earnings$65.5M$56.3M$9.3M+17%
Income tax$18.3M$15.8M$2.5M+16%
Depreciation & amortization$8.6M$0$8.6M—
Share-based compensation$3.4M$2.6M$863K+33%
Working capital & other$1.8M$13.3M−$11.5M-86%
Operating cash flow$79.4M$72.1M$7.2M+10%
Free cash flow (OCF − capex)$68.0M$66.6M$1.4M+2%
Capital expenditures$11.4M$5.6M$5.9M+105%

Questions

How much did Wafd's revenue grow year over year in Q2 FY26?

Wafd's revenue rose $17.6M (+10%) from $180M in Q2 FY25 to $197M in Q2 FY26. Operating margin 42.5% against 40.1% (+2.4 pts).

Q2 FY26 results → · Compare in the interactive Sankey →