Filing Flows › Wafd (WAFD) › Q4 FY25
Wafd (WAFD) Q4 FY25 earnings results (fourth quarter fiscal 2025)
10-K filed Nov 18, 2025
Wafd (WAFD) reported revenue of $188M for the fourth quarter fiscal 2025 (Q4 FY25), -0.2% from a year earlier and +1% from the quarter before. Operating margin was 41.2%, net earnings $60.6M (32.2% of revenue).
Wafd, Q4 FY25: revenue $188M (-0.2% year over year), operating margin 41.2%, net earnings $60.6M, operating cash flow $57.4M. The chart follows the revenue to costs, profit and cash.
| Q4 FY25 | Amount | Q/Q | Y/Y |
|---|---|---|---|
| Revenue | $188M | +1% | -0.2% |
| Operating profit | $77.6M | -3% | -4% |
| Net earnings | $60.6M | -2% | -0.9% |
| Operating cash flow | $57.4M | -1% | -41% |
| Free cash flow | $45.6M | -14% | -49% |
What changed
Revenue was $188.3M in Q4 FY25, roughly flat year over year and up 1% from the previous quarter.
Operating profit was $77.6M, a 41.2% margin (down 1.5 points year over year). Total costs grew 2% against flat revenue. Net earnings were $60.6M, down 1% year over year. The effective tax rate was 21.9%.
Operating cash flow was $57.4M (down 41% year over year), 95% of net earnings. Non-cash charges added back $2.0M of share-based compensation. Working capital and other items used $5.2M. Capital expenditures of $11.8M left free cash flow of $45.6M.
Questions
What was Wafd's revenue in the fourth quarter fiscal 2025?
Wafd (WAFD) reported revenue of $188M for the fourth quarter fiscal 2025 (Q4 FY25), -0.2% from a year earlier and +1% from the quarter before.
Was Wafd profitable in the fourth quarter fiscal 2025?
Operating profit was $77.6M (41.2% of revenue) and net earnings $60.6M.
Source: Wafd 10-K on SEC EDGAR.