Filing Flows › Washington Trust Bancorp (WASH) › Q3 2026 › vs Q3 2025
Washington Trust Bancorp (WASH) Q3 2026 vs Q3 2025 (year over year)
Washington Trust Bancorp's revenue rose $8.5M (+15%) from $56.5M in Q3 2025 to $65.0M in Q3 2026. The biggest changes: Other revenues +$7.5M (+17%); Wealth Management Revenues +$716K (+7%); Card Interchange Fees +$154K (+13%). Operating margin 37.5% against 24.7% (+12.8 pts).
Washington Trust Bancorp, Q3 2026: revenue $65.0M (+15% year over year), operating margin 37.5%, net earnings $19.4M, operating cash flow $23.0M. The chart draws each line against Q3 2025, the increases inside each band.
Margins
| Q3 2026 | Q3 2025 | Change | |
|---|---|---|---|
| Operating margin | 37.5% | 24.7% | +12.8 pts |
| Net margin | 29.8% | 19.2% | +10.6 pts |
| Free cash flow margin | 31.4% | 69.6% | -38.2 pts |
Every line
| Line | Q3 2026 | Q3 2025 | Change | % |
|---|---|---|---|---|
| Wealth Management Revenues | $11.1M | $10.4M | $716K | +7% |
| Card Interchange Fees | $1.3M | $1.2M | $154K | +13% |
| Service Charges on Deposit Accounts | $952K | $841K | $111K | +13% |
| Other Income | $332K | $308K | $24K | +8% |
| Other revenues | $51.3M | $43.8M | $7.5M | +17% |
| Revenue | $65.0M | $56.5M | $8.5M | +15% |
| Operating profit | $24.4M | $13.9M | $10.4M | +75% |
| Costs & expenses | $40.6M | $42.5M | −$1.9M | -5% |
| Pre-tax earnings | $24.4M | $13.9M | $10.4M | +75% |
| Sales & marketing | $703K | $763K | −$60K | -8% |
| Other operating costs | $39.9M | $41.8M | −$1.9M | -4% |
| Net earnings | $19.4M | $10.8M | $8.5M | +79% |
| Income tax | $5.0M | $3.1M | $1.9M | +61% |
| Depreciation & amortization | $818K | $852K | −$34K | -4% |
| Share-based compensation | $851K | $833K | $18K | +2% |
| Working capital & other | $2.0M | $27.1M | −$25.1M | -93% |
| Operating cash flow | $23.0M | $39.6M | −$16.6M | -42% |
| Free cash flow (OCF − capex) | $20.4M | $39.3M | −$18.9M | -48% |
| Capital expenditures | $2.7M | $344K | $2.3M | +675% |
Questions
How much did Washington Trust Bancorp's revenue grow year over year in Q3 2026?
Washington Trust Bancorp's revenue rose $8.5M (+15%) from $56.5M in Q3 2025 to $65.0M in Q3 2026.
What drove Washington Trust Bancorp's revenue change in Q3 2026?
Other revenues +$7.5M (+17%); Wealth Management Revenues +$716K (+7%); Card Interchange Fees +$154K (+13%).