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How Washington Trust Bancorp (WASH) makes money

Washington Trust Bancorp (WASH) made $65.0M of revenue in the third quarter 2026 (Q3 2026), +15% from a year earlier. Other revenues brought in $51.3M (79%); Wealth Management Revenues brought in $11.1M (17%); Card Interchange Fees brought in $1.3M (2%). Of every dollar of revenue, 38¢ was left as operating profit, 30¢ was left as net earnings.

Drawing the Sankey…

Washington Trust Bancorp revenue by segment, Q3 2026Washington Trust Bancorp revenue by segment, Q3 2026Other revenues$51.3MWealth Management Revenues$11.1MCard Interchange Fees$1.3MService Charges on Deposit Accoun…$952KOther Income$332K
Washington Trust Bancorp: revenue by line, Q1 2025 to Q3 2026Washington Trust Bancorp: revenue by line, Q1 2025 to Q3 2026Other revenuesWealth Management Rev…Card Interchange FeesGain on sale of bank-…Service Charges on De…Other IncomeServices charges on d…Other revenues: $51.3M latest$51.3MWealth Management Revenues: $11.1M latest$11.1MCard Interchange Fees: $1.3M latestGain on sale of bank-owned properties, net: $0 latestService Charges on Deposit Accounts: $952K latestOther Income: $332K latestServices charges on deposit accounts: $0 latestQ1 2025Q2 2025Q3 2025Q4 2025Q1 2026Q2 2026Q3 2026
Other revenues went from 67% of revenue in Q1 2025 to 79% in Q3 2026, the largest shift in the mix.
Washington Trust Bancorp revenue by quarterWashington Trust Bancorp revenue by quarter$59.1MQ1 2025$54.3MQ2 2025$56.5MQ3 2025$59.3MQ4 2025$57.8MQ1 2026$60.5MQ2 2026$65.0MQ3 2026
Washington Trust Bancorp: where each dollar of revenue goesWashington Trust Bancorp: where each dollar of revenue goesOperating profit38¢Income tax8¢Net earnings30¢Operating cash flow35¢Free cash flow31¢

Revenue by segment, Q3 2026

SegmentRevenueShareQ/QY/Y
Other revenues$51.3M78.9%+9%+17%
Wealth Management Revenues$11.1M17.1%-1%+7%
Card Interchange Fees$1.3M2.0%+0.9%+13%
Service Charges on Deposit Accounts$952K1.5%+13%+13%
Other Income$332K0.5%+14%+8%

Where each dollar of revenue goes

LineQ3 2026% of revenue
Revenue$65.0M100.0%
Operating profit$24.4M37.5%
Income tax$5.0M7.7%
Net earnings$19.4M29.8%
Operating cash flow$23.0M35.5%
Free cash flow$20.4M31.4%

Revenue, quarter by quarter

QuarterRevenueY/Y
Q3 2026$65.0M+15%
Q2 2026$60.5M+11%
Q1 2026$57.8M-2%
Q4 2025$59.3M—
Q3 2025$56.5M+16%
Q2 2025$54.3M+12%
Q1 2025$59.1M+21%

From Washington Trust Bancorp's 10-Q filed Nov 5, 2026 (on EDGAR).

Questions

How does Washington Trust Bancorp make money?

Washington Trust Bancorp (WASH) made $65.0M of revenue in the third quarter 2026 (Q3 2026), +15% from a year earlier. Other revenues brought in $51.3M (79%); Wealth Management Revenues brought in $11.1M (17%); Card Interchange Fees brought in $1.3M (2%). Of every dollar of revenue, 38¢ was left as operating profit, 30¢ was left as net earnings.

What is Washington Trust Bancorp's biggest business?

Other revenues: $51.3M in the third quarter 2026, 79% of revenue, +17% from a year earlier.

What is Washington Trust Bancorp's profit margin?

Net earnings were $19.4M, 29.8% of revenue, in the third quarter 2026; the operating margin was 37.5%.

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Updated Nov 8, 2026. Read automatically from SEC filings and public data; errors are possible. Not investment advice.