Filing Flows › Winchester Bancorp (WSBK) › Q3 2026 › vs Q3 2025
Winchester Bancorp (WSBK) Q3 2026 vs Q3 2025 (year over year)
Winchester Bancorp's revenue rose $1.9M (+33%) from $5.8M in Q3 2025 to $7.7M in Q3 2026. The biggest changes: Net interest income +$1.4M (+25%); Noninterest income +$446K (+858%). Operating margin 21.5% against 22.8% (-1.2 pts).
Winchester Bancorp, Q3 2026: revenue $7.7M (+33% year over year), operating margin 21.5%, net earnings $1.3M, operating cash flow $2.2M. The chart draws each line against Q3 2025, the increases inside each band.
Margins
| Q3 2026 | Q3 2025 | Change | |
|---|---|---|---|
| Operating margin | 21.5% | 22.8% | -1.2 pts |
| Net margin | 16.5% | 16.6% | -0.1 pts |
Every line
| Line | Q3 2026 | Q3 2025 | Change | % |
|---|---|---|---|---|
| Net interest income | $7.2M | $5.7M | $1.4M | +25% |
| Noninterest income | $498K | $52K | $446K | +858% |
| Revenue | $7.7M | $5.8M | $1.9M | +33% |
| Operating profit | $1.7M | $1.3M | $337K | +26% |
| Costs & expenses | $6.0M | $4.5M | $1.6M | +35% |
| Pre-tax earnings | $1.7M | $1.3M | $337K | +26% |
| Credit loss provision | $415K | −$320K | $735K | — |
| Noninterest expense | $5.6M | $4.8M | $821K | +17% |
| Net earnings | $1.3M | $962K | $306K | +32% |
| Income tax | $387K | $356K | $31K | +9% |
| Depreciation & amortization | $219K | $223K | −$4K | -2% |
| Working capital & other | $686K | $172K | $514K | +299% |
| Operating cash flow | $2.2M | $1.4M | $816K | +60% |
Questions
How much did Winchester Bancorp's revenue grow year over year in Q3 2026?
Winchester Bancorp's revenue rose $1.9M (+33%) from $5.8M in Q3 2025 to $7.7M in Q3 2026.
What drove Winchester Bancorp's revenue change in Q3 2026?
Net interest income +$1.4M (+25%); Noninterest income +$446K (+858%).