Filing Flows

Filing Flows › Companies › West Bancorporation › Cash flow

West Bancorporation cash flow, quarter by quarter

Latest: Q3 2026 · from the cash-flow statements filed with the SEC

Free cash flow$15.6M in Q3 2026 · $53.4M over twelve months

Operating cash flow$15.7M
Capital spending−$136K
Free cash flow+$15.6M
Cash / net income1.4×

Analysis

In Q3 2026, West Bancorporation generated $15.7M of operating cash flow and spent $136K on capital projects, leaving free cash flow of $15.6M. That is $4.8M more than in Q3 2025 ($10.8M).

Over the twelve months to Sep 30, 2026, operating cash flow was $54.8M; the largest uses were other financing ($101M), dividends ($17.2M), capital spending ($1.3M); besides operations, cash came from other investing ($105M); the cash balance rose by $39.5M.

Operating cash flow was $15.7M against net income of $11.6M — 1.4× profit, cash ran ahead of reported earnings. The largest differences: payables +$2.9M, depreciation & amortization +$1.1M, stock-based pay +$756K.

Free cash flow

West Bancorporation: free cash flow by quarterWest Bancorporation: free cash flow by quarter$8.2MQ4 2024$8.3MQ1 2025$12.8MQ2 2025$10.8MQ3 2025$11.4MQ4 2025$12.4MQ1 2026$14.1MQ2 2026$15.6MQ3 2026
Operating cash flow less capital spending.
West Bancorporation: operating cash flow against capital spendingWest Bancorporation: operating cash flow against capital spendingOperating cash flowCapital spending$10.8M$2.6MQ4 2024$9.7M$1.5MQ1 2025$13.5M$764KQ2 2025$11.4M$649KQ3 2025$11.8M$421KQ4 2025$12.9M$497KQ1 2026$14.4M$293KQ2 2026$15.7M$136KQ3 2026
Latest (Q3 2026): Operating cash flow $15.7M, Capital spending $136K.

Capital allocation, year by year

West Bancorporation: where the cash came from (up) and went (down), by fiscal yearWest Bancorporation: where the cash came from (up) and went (down), by fiscal yearOperating cash flowCapital spendingDividendsFY2021: Operating cash flow $57.9MFY2021: Capital spending −$8.7MFY2021: Dividends −$15.5M$57.9MFY2021FY2022: Operating cash flow $59.4MFY2022: Capital spending −$21.3MFY2022: Dividends −$16.6M$59.4MFY2022FY2023: Operating cash flow $25.2MFY2023: Capital spending −$36.4MFY2023: Dividends −$16.7M$25.2MFY2023FY2024: Operating cash flow $39.8MFY2024: Capital spending −$26.1MFY2024: Dividends −$16.8M$39.8MFY2024FY2025: Operating cash flow $46.5MFY2025: Capital spending −$3.3MFY2025: Dividends −$16.9M$46.5MFY2025
Over these 5 years operating cash flow totalled $229M; the largest uses were capital spending ($95.9M) and dividends ($82.6M). Cash-flow statements as filed.

Where the cash came from and went

West Bancorporation: sources (+) and uses (−) of cash, Q3 2026West Bancorporation: sources (+) and uses (−) of cash, Q3 2026Cash drawn (+) / kept (−)$161MOther financing−$136MOther investing−$36.9MOperating cash flow$15.7MDividends−$4.4MCapital spending−$136K
West Bancorporation: sources (+) and uses (−) of cash, TTM to Q3 2026West Bancorporation: sources (+) and uses (−) of cash, TTM to Q3 2026Other investing$105MOther financing−$101MOperating cash flow$54.8MCash drawn (+) / kept (−)−$39.5MDividends−$17.2MCapital spending−$1.3MTaxes on employees’ shares−$1.3M

From profit to cash

West Bancorporation: net income to operating cash flow, Q3 2026West Bancorporation: net income to operating cash flow, Q3 2026Net income$11.6MDepreciation & amortization$1.1MStock-based pay$756KDeferred taxes−$203KPayables$2.9MPrepaid and other assets−$175KOperating cash flow$15.7M
Non-cash charges are added back; money tied up in receivables or inventory is subtracted.

Every quarter

QuarterOperating cash flowCapital spendingDividendsCash drawn (+) / kept (−)Free cash flow
Q3 2026$15.7M−$136K−$4.4M$161M$15.6M
Q2 2026$14.4M−$293K−$4.3M−$71.7M$14.1M
Q1 2026$12.9M−$497K−$4.2M$109M$12.4M
Q4 2025$11.8M−$421K−$4.2M−$238M$11.4M
Q3 2025$11.4M−$649K−$4.2M$112M$10.8M
Q2 2025$13.5M−$764K−$4.2M−$135M$12.8M
Q1 2025$9.7M−$1.5M−$4.2M$32.9M$8.3M
Q4 2024$10.8M−$2.6M−$4.2M−$85.7M$8.2M

West Bancorporation: income statement and cash flow

West Bancorporation, Q3 2026: revenue $29.1M (+16% year over year), operating margin 52.0%. The chart follows the revenue to costs, profit and cash.

West Bancorporation: every quarter, Q/Q and Y/Y → Open in the app

Read automatically from the company’s XBRL cash-flow statements; quarterly figures for the fourth quarter are the year less the first three. Errors are possible. Not investment advice.