Filing Flows

Filing Flows › West Bancorporation (WTBA) › Q3 2026 › vs Q3 2025

West Bancorporation (WTBA) Q3 2026 vs Q3 2025 (year over year)

West Bancorporation's revenue rose $4.1M (+16%) from $25.0M in Q3 2025 to $29.1M in Q3 2026. The biggest changes: Net interest income +$3.9M (+17%); Noninterest income +$242K (+10%). Operating margin 52.0% against 45.8% (+6.2 pts).

West Bancorporation, Q3 2026: revenue $29.1M (+16% year over year), operating margin 52.0%, net earnings $11.6M, operating cash flow $15.7M. The chart draws each line against Q3 2025, the increases inside each band.

West Bancorporation: what changed, Q3 2026 vs Q3 2025West Bancorporation: what changed, Q3 2026 vs Q3 2025Free cash flow (OCF − capex)$4.8MOperating cash flow$4.3MNet interest income$3.9MOperating profit$3.7MPre-tax earnings$3.7MNet earnings$2.3MWorking capital & other$1.9MIncome tax$1.4MCapital expenditures−$513KCosts & expenses$411K

Margins

Q3 2026Q3 2025Change
Operating margin52.0%45.8%+6.2 pts
Net margin39.9%37.3%+2.7 pts
Free cash flow margin53.5%43.0%+10.4 pts

Every line

LineQ3 2026Q3 2025Change%
Net interest income$26.4M$22.5M$3.9M+17%
Noninterest income$2.7M$2.5M$242K+10%
Revenue$29.1M$25.0M$4.1M+16%
Operating profit$15.2M$11.5M$3.7M+32%
Costs & expenses$14.0M$13.6M$411K+3%
Pre-tax earnings$15.2M$11.5M$3.7M+32%
Net earnings$11.6M$9.3M$2.3M+25%
Income tax$3.5M$2.1M$1.4M+65%
Depreciation$1.1M$1.1M$2K+0.2%
Share-based compensation$756K$700K$56K+8%
Working capital & other$2.2M$255K$1.9M+755%
Operating cash flow$15.7M$11.4M$4.3M+38%
Free cash flow (OCF − capex)$15.6M$10.8M$4.8M+45%
Capital expenditures$136K$649K−$513K-79%

Questions

How much did West Bancorporation's revenue grow year over year in Q3 2026?

West Bancorporation's revenue rose $4.1M (+16%) from $25.0M in Q3 2025 to $29.1M in Q3 2026.

What drove West Bancorporation's revenue change in Q3 2026?

Net interest income +$3.9M (+17%); Noninterest income +$242K (+10%).

Q3 2026 results → · Compare in the interactive Sankey →