Filing Flows › White Mountains Insurance Group (WTM) › Stock forecast & fair value
White Mountains Insurance Group (WTM) stock forecast and fair value
White Mountains Insurance Group (WTM) trades at $2,241.10. Across 14 valuation methods the middle fair value is $4,720.69 (+111%).
Fair value by method
| Method | Low | Point | High | vs price |
|---|---|---|---|---|
| P/E vs peers | $3,448.42 | $4,767.78 | $5,738.82 | +113% |
| P/E vs peers, weighted | $4,359.92 | $5,200.53 | $5,976.88 | +132% |
| P/E vs peers, matched | $3,687.92 | $4,720.69 | $5,949.22 | +111% |
| Residual income | $3,203.96 | $3,328.22 | $3,459.94 | +49% |
| P/B vs ROE (insurer peers) | $2,022.53 | $5,316.55 | $8,610.56 | +137% |
| Shareholder yield (dividends + buybacks) | $1,480.61 | $1,774.86 | $2,215.07 | -21% |
| Justified P/B (Gordon growth) | $7,247.00 | $9,298.90 | $12,971.70 | +315% |
| Dividend discount (Gordon) | $25.34 | $32.51 | $45.35 | -99% |
| Stage-weighted value (financial (bank / insurer)) | $3,205.70 | $4,699.87 | $6,472.54 | +110% |
| Combined forecast (3 months) | $1,849.97 | $2,345.27 | $2,902.24 | +5% |
White Mountains Insurance Group's latest quarter
White Mountains Insurance Group, Q3 2026: revenue $641M (-26% year over year), operating margin -3.6%, net loss $29.6M, operating cash flow $357M. The chart follows the revenue to costs, profit and cash.
Questions
What is White Mountains Insurance Group's fair value?
The fair-value methods on Filing Flows (DCF, Monte Carlo, peer multiples and others) put it between $30.72 and $14,718.60, with a middle value of $4,720.69 against a price of $2,241.10. Each method's assumptions are on the page.
Does White Mountains Insurance Group usually beat earnings estimates?
It beat the consensus EPS estimate in 25% of the quarters on record.
Is WTM stock a buy?
Filing Flows does not give advice. It shows what analysts expect, what each valuation method implies and the figures behind them, read from SEC filings, so you can judge for yourself.
Updated Nov 8, 2026. Read automatically from SEC filings and public data; errors are possible. Not investment advice.