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How Zions Bancorporation, National Association (ZION) makes money

Zions Bancorporation, National Association (ZION) made $881M of revenue in the third quarter 2026 (Q3 2026), +2% from a year earlier. Of every dollar of revenue, 38¢ was left as operating profit, 30¢ was left as net earnings.

Drawing the Sankey…

Zions Bancorporation, National Association revenue by quarterZions Bancorporation, National Association revenue by quarter$795MQ1 2025$838MQ2 2025$861MQ3 2025$891MQ4 2025$849MQ1 2026$1.1BQ2 2026$881MQ3 2026
Zions Bancorporation, National Association: where each dollar of revenue goesZions Bancorporation, National Association: where each dollar of revenue goesOperating profit38¢Income tax8¢Net earnings30¢Operating cash flow101¢Free cash flow98¢

Where each dollar of revenue goes

LineQ3 2026% of revenue
Revenue$881M100.0%
Operating profit$336M38.1%
Income tax$73.0M8.3%
Net earnings$263M29.9%
Operating cash flow$894M101.5%
Free cash flow$860M97.6%

Revenue, quarter by quarter

QuarterRevenueY/Y
Q3 2026$881M+2%
Q2 2026$1.1B+36%
Q1 2026$849M+7%
Q4 2025$891M+9%
Q3 2025$861M+9%
Q2 2025$838M+8%
Q1 2025$795M+7%

From Zions Bancorporation, National Association's 10-Q filed Nov 5, 2026 (on EDGAR).

Questions

How does Zions Bancorporation, National Association make money?

Zions Bancorporation, National Association (ZION) made $881M of revenue in the third quarter 2026 (Q3 2026), +2% from a year earlier. Of every dollar of revenue, 38¢ was left as operating profit, 30¢ was left as net earnings.

What is Zions Bancorporation, National Association's profit margin?

Net earnings were $263M, 29.9% of revenue, in the third quarter 2026; the operating margin was 38.1%.

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Updated Nov 8, 2026. Read automatically from SEC filings and public data; errors are possible. Not investment advice.