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Axos Financial vs Eastern Bankshares: AX and EBC compared
Axos Financial is the larger company: $395M of revenue in its latest quarter (Q1 FY27) against $307M for Eastern Bankshares (Q3 2026). Eastern Bankshares is growing faster (+27% against +22% a year earlier). Eastern Bankshares is more profitable, with an operating margin of 45.7% against 44.3%.
Where the money goes: AX and EBC
Axos Financial (AX) · Q1 FY27
Axos Financial, Q1 FY27: revenue $395M (+22% year over year), operating margin 44.3%, net earnings $130M, operating cash flow $295M. The chart follows the revenue to costs, profit and cash.
Eastern Bankshares (EBC) · Q3 2026
Eastern Bankshares, Q3 2026: revenue $307M (+27% year over year), operating margin 45.7%, net earnings $111M, operating cash flow $183M. The chart follows the revenue to costs, profit and cash.
| Axos Financial (AX) | Eastern Bankshares (EBC) | |
|---|---|---|
| Latest quarter | Q1 FY27 | Q3 2026 |
| Revenue | $395M | $307M |
| Revenue growth, Y/Y | +22% | +27% |
| Operating margin | 44.3% | 45.7% |
| Net earnings | $130M | $111M |
| Net margin | 32.8% | 36.2% |
| Operating cash flow | $295M | $183M |
| Free cash flow | $235M | $178M |
| Market value | $5.4B | $4.6B |
| P/E | 10.8× | 12.3× |
| Analysts’ mean target | $117.71 | $25.62 |
Where the revenue comes from
Axos Financial
- Net interest income: $331M (84%)
- Noninterest income: $63.8M (16%)
Questions
Which is bigger, Axos Financial or Eastern Bankshares?
Axos Financial is the larger company: $395M of revenue in its latest quarter (Q1 FY27) against $307M for Eastern Bankshares (Q3 2026).
Is Axos Financial or Eastern Bankshares growing faster?
Eastern Bankshares is growing faster (+27% against +22% a year earlier).
Which is more profitable, Axos Financial or Eastern Bankshares?
Eastern Bankshares is more profitable, with an operating margin of 45.7% against 44.3%.
More: Axos Financial earnings · how Axos Financial makes money · Eastern Bankshares earnings · how Eastern Bankshares makes money
From the companies' latest 10-Q, 10-K or earnings release (10-Q filed Oct 29, 2026; 10-Q filed Nov 6, 2026). Fiscal quarters can end on different dates. Not investment advice.