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Banc of California vs FNB: BANC and FNB compared
Banc of California is the larger company: $474M of revenue in its latest quarter (Q3 2026) against $469M for FNB (Q3 2026). FNB is growing faster (+3% against +2% a year earlier). FNB is more profitable, with an operating margin of 41.2% against 22.8%.
Where the money goes: BANC and FNB
Banc of California (BANC) · Q3 2026
Banc of California, Q3 2026: revenue $474M (+2% year over year), operating margin 22.8%, net earnings $83.1M, operating cash flow $67.0M. The chart follows the revenue to costs, profit and cash.
FNB (FNB) · Q3 2026
FNB, Q3 2026: revenue $469M (+3% year over year), operating margin 41.2%, net earnings $153M, operating cash flow $291M. The chart follows the revenue to costs, profit and cash.
| Banc of California (BANC) | FNB (FNB) | |
|---|---|---|
| Latest quarter | Q3 2026 | Q3 2026 |
| Revenue | $474M | $469M |
| Revenue growth, Y/Y | +2% | +3% |
| Operating margin | 22.8% | 41.2% |
| Net earnings | $83.1M | $153M |
| Net margin | 17.5% | 32.6% |
| Operating cash flow | $67.0M | $291M |
| Free cash flow | $61.5M | $250M |
| Market value | $2.9B | $6.5B |
| P/E | — | 10.9× |
| Analysts’ mean target | $21.75 | $20.33 |
Where the revenue comes from
FNB
- Net interest income: $376M (80%)
- Noninterest income: $93.0M (20%)
Questions
Which is bigger, Banc of California or FNB?
Banc of California is the larger company: $474M of revenue in its latest quarter (Q3 2026) against $469M for FNB (Q3 2026).
Is Banc of California or FNB growing faster?
FNB is growing faster (+3% against +2% a year earlier).
Which is more profitable, Banc of California or FNB?
FNB is more profitable, with an operating margin of 41.2% against 22.8%.
More: Banc of California earnings · how Banc of California makes money · FNB earnings · how FNB makes money
From the companies' latest 10-Q, 10-K or earnings release (10-Q filed Nov 6, 2026; 10-Q filed Nov 3, 2026). Fiscal quarters can end on different dates. Not investment advice.