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Bank of the James Financial Group vs First US Bancshares: BOTJ and FUSB compared
Bank of the James Financial Group is the larger company: $13.7M of revenue in its latest quarter (Q2 2026) against $10.8M for First US Bancshares (Q3 2026). Bank of the James Financial Group is growing faster (+11% against +3% a year earlier). Bank of the James Financial Group is more profitable, with an operating margin of 29.6% against 23.3%.
Where the money goes: BOTJ and FUSB
Bank of the James Financial Group (BOTJ) · Q2 2026
Bank of the James Financial Group, Q2 2026: revenue $13.7M (+11% year over year), operating margin 29.6%, net earnings $3.2M, operating cash flow $632K. The chart follows the revenue to costs, profit and cash.
First US Bancshares (FUSB) · Q3 2026
First US Bancshares, Q3 2026: revenue $10.8M (+3% year over year), operating margin 23.3%, net earnings $2.0M, operating cash flow $3.9M. The chart follows the revenue to costs, profit and cash.
| Bank of the James Financial Group (BOTJ) | First US Bancshares (FUSB) | |
|---|---|---|
| Latest quarter | Q2 2026 | Q3 2026 |
| Revenue | $13.7M | $10.8M |
| Revenue growth, Y/Y | +11% | +3% |
| Operating margin | 29.6% | 23.3% |
| Net earnings | $3.2M | $2.0M |
| Net margin | 23.6% | 18.1% |
| Operating cash flow | $632K | $3.9M |
| Free cash flow | $332K | $3.7M |
Where the revenue comes from
First US Bancshares
- Net interest income: $9.8M (91%)
- Noninterest income: $967K (9%)
Questions
Which is bigger, Bank of the James Financial Group or First US Bancshares?
Bank of the James Financial Group is the larger company: $13.7M of revenue in its latest quarter (Q2 2026) against $10.8M for First US Bancshares (Q3 2026).
Is Bank of the James Financial Group or First US Bancshares growing faster?
Bank of the James Financial Group is growing faster (+11% against +3% a year earlier).
Which is more profitable, Bank of the James Financial Group or First US Bancshares?
Bank of the James Financial Group is more profitable, with an operating margin of 29.6% against 23.3%.
More: Bank of the James Financial Group earnings · how Bank of the James Financial Group makes money · First US Bancshares earnings · how First US Bancshares makes money
From the companies' latest 10-Q, 10-K or earnings release (10-Q filed Aug 12, 2026; 10-Q filed Nov 5, 2026). Fiscal quarters can end on different dates. Not investment advice.