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Pathward Financial vs Northwest Bancshares: CASH and NWBI compared
Pathward Financial is the larger company: $190M of revenue in its latest quarter (Q3 FY26) against $185M for Northwest Bancshares (Q3 2026). Northwest Bancshares is growing faster (+10% against -3% a year earlier). Northwest Bancshares is more profitable, with an operating margin of 36.1% against 17.0%.
Where the money goes: CASH and NWBI
Pathward Financial (CASH) · Q3 FY26
Pathward Financial, Q3 FY26: revenue $190M (-3% year over year), operating margin 17.0%, net earnings $29.0M, operating cash flow $52.0M. The chart follows the revenue to costs, profit and cash.
Northwest Bancshares (NWBI) · Q3 2026
Northwest Bancshares, Q3 2026: revenue $185M (+10% year over year), operating margin 36.1%, net earnings $50.7M, operating cash flow $26.7M. The chart follows the revenue to costs, profit and cash.
| Pathward Financial (CASH) | Northwest Bancshares (NWBI) | |
|---|---|---|
| Latest quarter | Q3 FY26 | Q3 2026 |
| Revenue | $190M | $185M |
| Revenue growth, Y/Y | -3% | +10% |
| Operating margin | 17.0% | 36.1% |
| Net earnings | $29.0M | $50.7M |
| Net margin | 15.3% | 27.4% |
| Operating cash flow | $52.0M | $26.7M |
| Free cash flow | $48.6M | $18.9M |
| Market value | — | $1.9B |
| P/E | — | 9.3× |
| Analysts’ mean target | — | $16.43 |
Where the revenue comes from
Pathward Financial
- Consumer: $111M (58%)
- Commercial: $78.4M (41%)
- Corporate Services/Other: $503K (0%)
Northwest Bancshares
- Net interest income: $149M (81%)
- Noninterest income: $35.9M (19%)
Questions
Which is bigger, Pathward Financial or Northwest Bancshares?
Pathward Financial is the larger company: $190M of revenue in its latest quarter (Q3 FY26) against $185M for Northwest Bancshares (Q3 2026).
Is Pathward Financial or Northwest Bancshares growing faster?
Northwest Bancshares is growing faster (+10% against -3% a year earlier).
Which is more profitable, Pathward Financial or Northwest Bancshares?
Northwest Bancshares is more profitable, with an operating margin of 36.1% against 17.0%.
More: Pathward Financial earnings · how Pathward Financial makes money · Northwest Bancshares earnings · how Northwest Bancshares makes money
From the companies' latest 10-Q, 10-K or earnings release (10-Q filed Aug 6, 2026; 10-Q filed Nov 5, 2026). Fiscal quarters can end on different dates. Not investment advice.