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Citizens vs Atlantic American: CIA and AAME compared
Citizens is the larger company: $65.0M of revenue in its latest quarter (Q3 2026) against $51.3M for Atlantic American (Q4 2025). Atlantic American is growing faster (+5% against +4% a year earlier). Atlantic American is more profitable, with an operating margin of 3.3% against 0.2%.
Where the money goes: CIA and AAME
Citizens (CIA) · Q3 2026
Citizens, Q3 2026: revenue $65.0M (+4% year over year), operating margin 0.2%, net loss $422K, operating cash flow $11.3M. The chart follows the revenue to costs, profit and cash.
Atlantic American (AAME) · Q4 2025
Atlantic American, Q4 2025: revenue $51.3M (+5% year over year), operating margin 3.3%, net earnings $1.3M, operating cash flow $17.7M. The chart follows the revenue to costs, profit and cash.
| Citizens (CIA) | Atlantic American (AAME) | |
|---|---|---|
| Latest quarter | Q3 2026 | Q4 2025 |
| Revenue | $65.0M | $51.3M |
| Revenue growth, Y/Y | +4% | +5% |
| Operating margin | 0.2% | 3.3% |
| Net earnings | −$422K | $1.3M |
| Net margin | -0.6% | 2.6% |
| Operating cash flow | $11.3M | $17.7M |
| Free cash flow | $10.7M | $17.7M |
Questions
Which is bigger, Citizens or Atlantic American?
Citizens is the larger company: $65.0M of revenue in its latest quarter (Q3 2026) against $51.3M for Atlantic American (Q4 2025).
Is Citizens or Atlantic American growing faster?
Atlantic American is growing faster (+5% against +4% a year earlier).
Which is more profitable, Citizens or Atlantic American?
Atlantic American is more profitable, with an operating margin of 3.3% against 0.2%.
More: Citizens earnings · how Citizens makes money · Atlantic American earnings · how Atlantic American makes money
From the companies' latest 10-Q, 10-K or earnings release (10-Q filed Nov 5, 2026; 10-K filed Oct 16, 2026). Fiscal quarters can end on different dates. Not investment advice.