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Choiceone Financial Services vs Community West Bancshares: COFS and CWBC compared
Choiceone Financial Services is the larger company: $58.9M of revenue in its latest quarter (Q2 2026) against $58.0M for Community West Bancshares (Q3 2026). Community West Bancshares is growing faster (+53% against -3% a year earlier). Choiceone Financial Services is more profitable, with an operating margin of 25.5% against 19.4%.
Where the money goes: COFS and CWBC
Choiceone Financial Services (COFS) · Q2 2026
Choiceone Financial Services, Q2 2026: revenue $58.9M (-3% year over year), operating margin 25.5%, net earnings $12.5M, operating cash flow $29.9M. The chart follows the revenue to costs, profit and cash.
Community West Bancshares (CWBC) · Q3 2026
Community West Bancshares, Q3 2026: revenue $58.0M (+53% year over year), operating margin 19.4%, net earnings $8.1M, operating cash flow $20.9M. The chart follows the revenue to costs, profit and cash.
| Choiceone Financial Services (COFS) | Community West Bancshares (CWBC) | |
|---|---|---|
| Latest quarter | Q2 2026 | Q3 2026 |
| Revenue | $58.9M | $58.0M |
| Revenue growth, Y/Y | -3% | +53% |
| Operating margin | 25.5% | 19.4% |
| Net earnings | $12.5M | $8.1M |
| Net margin | 21.2% | 13.9% |
| Operating cash flow | $29.9M | $20.9M |
| Free cash flow | $27.1M | $17.9M |
Where the revenue comes from
Community West Bancshares
- Net interest income: $53.3M (92%)
- Noninterest income: $4.7M (8%)
Questions
Which is bigger, Choiceone Financial Services or Community West Bancshares?
Choiceone Financial Services is the larger company: $58.9M of revenue in its latest quarter (Q2 2026) against $58.0M for Community West Bancshares (Q3 2026).
Is Choiceone Financial Services or Community West Bancshares growing faster?
Community West Bancshares is growing faster (+53% against -3% a year earlier).
Which is more profitable, Choiceone Financial Services or Community West Bancshares?
Choiceone Financial Services is more profitable, with an operating margin of 25.5% against 19.4%.
More: Choiceone Financial Services earnings · how Choiceone Financial Services makes money · Community West Bancshares earnings · how Community West Bancshares makes money
From the companies' latest 10-Q, 10-K or earnings release (10-Q filed Aug 10, 2026; 10-Q filed Nov 6, 2026). Fiscal quarters can end on different dates. Not investment advice.