Filing Flows › Comparisons › CUBI vs IBOC
Customers Bancorp vs International Bancshares: CUBI and IBOC compared
Customers Bancorp is the larger company: $239M of revenue in its latest quarter (Q3 2026) against $229M for International Bancshares (Q3 2026). International Bancshares is growing faster (+5% against +3% a year earlier). International Bancshares is more profitable, with an operating margin of 63.2% against 42.0%.
Where the money goes: CUBI and IBOC
Customers Bancorp (CUBI) · Q3 2026
Customers Bancorp, Q3 2026: revenue $239M (+3% year over year), operating margin 42.0%, net earnings $78.4M, operating cash flow $56.6M. The chart follows the revenue to costs, profit and cash.
International Bancshares (IBOC) · Q3 2026
International Bancshares, Q3 2026: revenue $229M (+5% year over year), operating margin 63.2%, net earnings $114M, operating cash flow $127M. The chart follows the revenue to costs, profit and cash.
| Customers Bancorp (CUBI) | International Bancshares (IBOC) | |
|---|---|---|
| Latest quarter | Q3 2026 | Q3 2026 |
| Revenue | $239M | $229M |
| Revenue growth, Y/Y | +3% | +5% |
| Operating margin | 42.0% | 63.2% |
| Net earnings | $78.4M | $114M |
| Net margin | 32.7% | 50.0% |
| Operating cash flow | $56.6M | $127M |
| Free cash flow | $56.1M | $123M |
| Market value | — | $4.2B |
| P/E | — | 10.1× |
| Analysts’ mean target | — | $87.00 |
Where the revenue comes from
Customers Bancorp
- Net interest income: $208M (87%)
- Noninterest income: $31.4M (13%)
International Bancshares
- Net interest income: $174M (76%)
- Noninterest income: $54.4M (24%)
Questions
Which is bigger, Customers Bancorp or International Bancshares?
Customers Bancorp is the larger company: $239M of revenue in its latest quarter (Q3 2026) against $229M for International Bancshares (Q3 2026).
Is Customers Bancorp or International Bancshares growing faster?
International Bancshares is growing faster (+5% against +3% a year earlier).
Which is more profitable, Customers Bancorp or International Bancshares?
International Bancshares is more profitable, with an operating margin of 63.2% against 42.0%.
More: Customers Bancorp earnings · how Customers Bancorp makes money · International Bancshares earnings · how International Bancshares makes money
From the companies' latest 10-Q, 10-K or earnings release (10-Q filed Nov 6, 2026; 10-Q filed Nov 5, 2026). Fiscal quarters can end on different dates. Not investment advice.