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ECB Bancorp vs Winchester Bancorp: ECBK and WSBK compared
ECB Bancorp is the larger company: $11.1M of revenue in its latest quarter (Q3 2026) against $7.7M for Winchester Bancorp (Q3 2026). Winchester Bancorp is growing faster (+33% against +26% a year earlier). ECB Bancorp is more profitable, with an operating margin of 41.6% against 21.5%.
Where the money goes: ECBK and WSBK
ECB Bancorp (ECBK) · Q3 2026
ECB Bancorp, Q3 2026: revenue $11.1M (+26% year over year), operating margin 41.6%, net earnings $3.4M, operating cash flow $4.6M. The chart follows the revenue to costs, profit and cash.
Winchester Bancorp (WSBK) · Q3 2026
Winchester Bancorp, Q3 2026: revenue $7.7M (+33% year over year), operating margin 21.5%, net earnings $1.3M, operating cash flow $2.2M. The chart follows the revenue to costs, profit and cash.
| ECB Bancorp (ECBK) | Winchester Bancorp (WSBK) | |
|---|---|---|
| Latest quarter | Q3 2026 | Q3 2026 |
| Revenue | $11.1M | $7.7M |
| Revenue growth, Y/Y | +26% | +33% |
| Operating margin | 41.6% | 21.5% |
| Net earnings | $3.4M | $1.3M |
| Net margin | 30.6% | 16.5% |
| Operating cash flow | $4.6M | $2.2M |
| Free cash flow | $3.4M | — |
Where the revenue comes from
ECB Bancorp
- Net interest income: $10.8M (97%)
- Noninterest income: $304K (3%)
Winchester Bancorp
- Net interest income: $7.2M (94%)
- Noninterest income: $498K (6%)
Questions
Which is bigger, ECB Bancorp or Winchester Bancorp?
ECB Bancorp is the larger company: $11.1M of revenue in its latest quarter (Q3 2026) against $7.7M for Winchester Bancorp (Q3 2026).
Is ECB Bancorp or Winchester Bancorp growing faster?
Winchester Bancorp is growing faster (+33% against +26% a year earlier).
Which is more profitable, ECB Bancorp or Winchester Bancorp?
ECB Bancorp is more profitable, with an operating margin of 41.6% against 21.5%.
More: ECB Bancorp earnings · how ECB Bancorp makes money · Winchester Bancorp earnings · how Winchester Bancorp makes money
From the companies' latest 10-Q, 10-K or earnings release (10-Q filed Nov 6, 2026; 10-Q filed Nov 4, 2026). Fiscal quarters can end on different dates. Not investment advice.