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Encore Capital Group vs Plumas Bancorp: ECPG and PLBC compared
Encore Capital Group is the larger company: $545M of revenue in its latest quarter (Q3 2026) against $29.3M for Plumas Bancorp (Q3 2026). Encore Capital Group is growing faster (+18% against +7% a year earlier). Plumas Bancorp is more profitable, with an operating margin of 47.8% against 42.3%.
Where the money goes: ECPG and PLBC
Encore Capital Group (ECPG) · Q3 2026
Encore Capital Group, Q3 2026: revenue $545M (+18% year over year), operating margin 42.3%, net earnings $124M, operating cash flow $107M. The chart follows the revenue to costs, profit and cash.
Plumas Bancorp (PLBC) · Q3 2026
Plumas Bancorp, Q3 2026: revenue $29.3M (+7% year over year), operating margin 47.8%, net earnings $11.4M, operating cash flow $14.7M. The chart follows the revenue to costs, profit and cash.
| Encore Capital Group (ECPG) | Plumas Bancorp (PLBC) | |
|---|---|---|
| Latest quarter | Q3 2026 | Q3 2026 |
| Revenue | $545M | $29.3M |
| Revenue growth, Y/Y | +18% | +7% |
| Operating margin | 42.3% | 47.8% |
| Net earnings | $124M | $11.4M |
| Net margin | 22.8% | 38.8% |
| Operating cash flow | $107M | $14.7M |
| Free cash flow | $102M | $14.6M |
| Market value | $2.5B | — |
| P/E | 7.3× | — |
| Analysts’ mean target | $117.00 | — |
Where the revenue comes from
Plumas Bancorp
- Net interest income: $26.5M (91%)
- Noninterest income: $2.8M (9%)
Questions
Which is bigger, Encore Capital Group or Plumas Bancorp?
Encore Capital Group is the larger company: $545M of revenue in its latest quarter (Q3 2026) against $29.3M for Plumas Bancorp (Q3 2026).
Is Encore Capital Group or Plumas Bancorp growing faster?
Encore Capital Group is growing faster (+18% against +7% a year earlier).
Which is more profitable, Encore Capital Group or Plumas Bancorp?
Plumas Bancorp is more profitable, with an operating margin of 47.8% against 42.3%.
More: Encore Capital Group earnings · how Encore Capital Group makes money · Plumas Bancorp earnings · how Plumas Bancorp makes money
From the companies' latest 10-Q, 10-K or earnings release (10-Q filed Nov 4, 2026; 10-Q filed Nov 4, 2026). Fiscal quarters can end on different dates. Not investment advice.