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Equifax vs TransUnion: EFX and TRU compared

Equifax is the larger company: $1.7B of revenue in its latest quarter (Q3 2026) against $1.3B for TransUnion (Q3 2026). TransUnion is growing faster (+12% against +10% a year earlier). Equifax is more profitable, with an operating margin of 21.0% against 20.4%.

Equifax vs TransUnion, latest quarterEquifax vs TransUnion, latest quarterEquifax (EFX)TransUnion (TRU)Revenue$1.7B$1.3BRevenue growth, Y/Y+10%+12%Operating margin21.0%20.4%Net margin12.5%11.9%Free cash flow$437M$363M

Where the money goes: EFX and TRU

Equifax (EFX) · Q3 2026

Equifax, Q3 2026: revenue $1.7B (+10% year over year), operating margin 21.0%, net earnings $212M, operating cash flow $560M. The chart follows the revenue to costs, profit and cash.

TransUnion (TRU) · Q3 2026

TransUnion, Q3 2026: revenue $1.3B (+12% year over year), operating margin 20.4%, net earnings $156M, operating cash flow $430M. The chart follows the revenue to costs, profit and cash.

Equifax (EFX)TransUnion (TRU)
Latest quarterQ3 2026Q3 2026
Revenue$1.7B$1.3B
Revenue growth, Y/Y+10%+12%
Operating margin21.0%20.4%
Net earnings$212M$156M
Net margin12.5%11.9%
Operating cash flow$560M$430M
Free cash flow$437M$363M
Market value$22.4B$15.6B
P/E30.7×19.7×
Analysts’ mean target$200.35$90.19

Questions

Which is bigger, Equifax or TransUnion?

Equifax is the larger company: $1.7B of revenue in its latest quarter (Q3 2026) against $1.3B for TransUnion (Q3 2026).

Is Equifax or TransUnion growing faster?

TransUnion is growing faster (+12% against +10% a year earlier).

Which is more profitable, Equifax or TransUnion?

Equifax is more profitable, with an operating margin of 21.0% against 20.4%.

More: Equifax earnings · how Equifax makes money · TransUnion earnings · how TransUnion makes money

From the companies' latest 10-Q, 10-K or earnings release (10-Q filed Oct 20, 2026; 10-Q filed Oct 27, 2026). Fiscal quarters can end on different dates. Not investment advice.