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First Financial Bankshares vs ServisFirst Bancshares: FFIN and SFBS compared
First Financial Bankshares is the larger company: $174M of revenue in its latest quarter (Q3 2026) against $173M for ServisFirst Bancshares (Q3 2026). ServisFirst Bancshares is growing faster (+27% against +8% a year earlier). ServisFirst Bancshares is more profitable, with an operating margin of 61.0% against 52.3%.
Where the money goes: FFIN and SFBS
First Financial Bankshares (FFIN) · Q3 2026
First Financial Bankshares, Q3 2026: revenue $174M (+8% year over year), operating margin 52.3%, net earnings $74.3M, operating cash flow $92.9M. The chart follows the revenue to costs, profit and cash.
ServisFirst Bancshares (SFBS) · Q3 2026
ServisFirst Bancshares, Q3 2026: revenue $173M (+27% year over year), operating margin 61.0%, net earnings $87.3M, operating cash flow $82.4M. The chart follows the revenue to costs, profit and cash.
| First Financial Bankshares (FFIN) | ServisFirst Bancshares (SFBS) | |
|---|---|---|
| Latest quarter | Q3 2026 | Q3 2026 |
| Revenue | $174M | $173M |
| Revenue growth, Y/Y | +8% | +27% |
| Operating margin | 52.3% | 61.0% |
| Net earnings | $74.3M | $87.3M |
| Net margin | 42.7% | 50.5% |
| Operating cash flow | $92.9M | $82.4M |
| Free cash flow | $86.3M | $78.0M |
| Market value | $4.4B | $4.2B |
| P/E | 15.2× | 7.0× |
| Analysts’ mean target | $34.71 | $46.00 |
Where the revenue comes from
First Financial Bankshares
- Net interest income: $139M (80%)
- Noninterest income: $35.6M (20%)
ServisFirst Bancshares
- Net interest income: $160M (92%)
- Noninterest income: $13.1M (8%)
Questions
Which is bigger, First Financial Bankshares or ServisFirst Bancshares?
First Financial Bankshares is the larger company: $174M of revenue in its latest quarter (Q3 2026) against $173M for ServisFirst Bancshares (Q3 2026).
Is First Financial Bankshares or ServisFirst Bancshares growing faster?
ServisFirst Bancshares is growing faster (+27% against +8% a year earlier).
Which is more profitable, First Financial Bankshares or ServisFirst Bancshares?
ServisFirst Bancshares is more profitable, with an operating margin of 61.0% against 52.3%.
More: First Financial Bankshares earnings · how First Financial Bankshares makes money · ServisFirst Bancshares earnings · how ServisFirst Bancshares makes money
From the companies' latest 10-Q, 10-K or earnings release (10-Q filed Nov 5, 2026; 10-Q filed Nov 4, 2026). Fiscal quarters can end on different dates. Not investment advice.