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Flagstar Bank, National Association vs Beacon Financial: FLG and BBT compared
Flagstar Bank, National Association is the larger company: $530M of revenue in its latest quarter (Q3 2026) against $114M for Beacon Financial (Q2 2025). Beacon Financial is growing faster (+5% against +2% a year earlier). Beacon Financial is more profitable, with an operating margin of 36.5% against -1.9%.
Where the money goes: FLG and BBT
Flagstar Bank, National Association (FLG) · Q3 2026
Flagstar Bank, National Association, Q3 2026: revenue $530M (+2% year over year), operating margin -1.9%, net earnings $12.0M, operating cash flow −$5.0M. The chart follows the revenue to costs, profit and cash.
Beacon Financial (BBT) · Q2 2025
Beacon Financial, Q2 2025: revenue $114M (+5% year over year), operating margin 36.5%, net earnings $30.4M, operating cash flow $38.5M. The chart follows the revenue to costs, profit and cash.
| Flagstar Bank, National Association (FLG) | Beacon Financial (BBT) | |
|---|---|---|
| Latest quarter | Q3 2026 | Q2 2025 |
| Revenue | $530M | $114M |
| Revenue growth, Y/Y | +2% | +5% |
| Operating margin | -1.9% | 36.5% |
| Net earnings | $12.0M | $30.4M |
| Net margin | 2.3% | 26.7% |
| Operating cash flow | −$5.0M | $38.5M |
| Free cash flow | — | $36.3M |
| Market value | $5.0B | — |
| P/E | 103.8× | — |
| Analysts’ mean target | $13.18 | — |
Where the revenue comes from
Flagstar Bank, National Association
- Net interest income: $460M (87%)
- Noninterest income: $70.0M (13%)
Questions
Which is bigger, Flagstar Bank, National Association or Beacon Financial?
Flagstar Bank, National Association is the larger company: $530M of revenue in its latest quarter (Q3 2026) against $114M for Beacon Financial (Q2 2025).
Is Flagstar Bank, National Association or Beacon Financial growing faster?
Beacon Financial is growing faster (+5% against +2% a year earlier).
Which is more profitable, Flagstar Bank, National Association or Beacon Financial?
Beacon Financial is more profitable, with an operating margin of 36.5% against -1.9%.
More: Flagstar Bank, National Association earnings · how Flagstar Bank, National Association makes money · Beacon Financial earnings · how Beacon Financial makes money
From the companies' latest 10-Q, 10-K or earnings release (10-Q filed Nov 6, 2026; 10-Q filed Aug 11, 2025). Fiscal quarters can end on different dates. Not investment advice.