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Happen vs World Acceptance: HAPN and WRLD compared
Happen is the larger company: $263M of revenue in its latest quarter (Q3 2026) against $139M for World Acceptance (Q2 FY27). World Acceptance is growing faster (+3% against -1% a year earlier). Happen is more profitable, with an operating margin of 29.2% against 8.4%.
Where the money goes: HAPN and WRLD
Happen (HAPN) · Q3 2026
Happen, Q3 2026: revenue $263M (-1% year over year), operating margin 29.2%, net earnings $59.3M, operating cash flow −$692M. The chart follows the revenue to costs, profit and cash.
World Acceptance (WRLD) · Q2 FY27
World Acceptance, Q2 FY27: revenue $139M (+3% year over year), operating margin 8.4%, net earnings $8.8M. The chart follows the revenue to costs, profit and cash.
| Happen (HAPN) | World Acceptance (WRLD) | |
|---|---|---|
| Latest quarter | Q3 2026 | Q2 FY27 |
| Revenue | $263M | $139M |
| Revenue growth, Y/Y | -1% | +3% |
| Operating margin | 29.2% | 8.4% |
| Net earnings | $59.3M | $8.8M |
| Net margin | 22.5% | 6.3% |
| Operating cash flow | −$692M | — |
| Market value | $1.8B | — |
| P/E | 8.4× | — |
| Analysts’ mean target | $23.88 | — |
Questions
Which is bigger, Happen or World Acceptance?
Happen is the larger company: $263M of revenue in its latest quarter (Q3 2026) against $139M for World Acceptance (Q2 FY27).
Is Happen or World Acceptance growing faster?
World Acceptance is growing faster (+3% against -1% a year earlier).
Which is more profitable, Happen or World Acceptance?
Happen is more profitable, with an operating margin of 29.2% against 8.4%.
More: Happen earnings · how Happen makes money · World Acceptance earnings · how World Acceptance makes money
From the companies' latest 10-Q, 10-K or earnings release (10-Q filed Oct 29, 2026; 8-K filed Oct 23, 2026). Fiscal quarters can end on different dates. Not investment advice.