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International Bancshares vs Seacoast Banking Corp of Florida: IBOC and SBCF compared
International Bancshares is the larger company: $229M of revenue in its latest quarter (Q3 2026) against $215M for Seacoast Banking Corp of Florida (Q3 2026). Seacoast Banking Corp of Florida is growing faster (+37% against +5% a year earlier). International Bancshares is more profitable, with an operating margin of 63.2% against 35.0%.
Where the money goes: IBOC and SBCF
International Bancshares (IBOC) · Q3 2026
International Bancshares, Q3 2026: revenue $229M (+5% year over year), operating margin 63.2%, net earnings $114M, operating cash flow $127M. The chart follows the revenue to costs, profit and cash.
Seacoast Banking Corp of Florida (SBCF) · Q3 2026
Seacoast Banking Corp of Florida, Q3 2026: revenue $215M (+37% year over year), operating margin 35.0%, net earnings $59.9M, operating cash flow $139M. The chart follows the revenue to costs, profit and cash.
| International Bancshares (IBOC) | Seacoast Banking Corp of Florida (SBCF) | |
|---|---|---|
| Latest quarter | Q3 2026 | Q3 2026 |
| Revenue | $229M | $215M |
| Revenue growth, Y/Y | +5% | +37% |
| Operating margin | 63.2% | 35.0% |
| Net earnings | $114M | $59.9M |
| Net margin | 50.0% | 27.9% |
| Operating cash flow | $127M | $139M |
| Free cash flow | $123M | $138M |
| Market value | $4.2B | $3.1B |
| P/E | 10.1× | 19.0× |
| Analysts’ mean target | $87.00 | $36.46 |
Where the revenue comes from
International Bancshares
- Net interest income: $174M (76%)
- Noninterest income: $54.4M (24%)
Seacoast Banking Corp of Florida
- Net interest income: $183M (85%)
- Noninterest income: $31.6M (15%)
Questions
Which is bigger, International Bancshares or Seacoast Banking Corp of Florida?
International Bancshares is the larger company: $229M of revenue in its latest quarter (Q3 2026) against $215M for Seacoast Banking Corp of Florida (Q3 2026).
Is International Bancshares or Seacoast Banking Corp of Florida growing faster?
Seacoast Banking Corp of Florida is growing faster (+37% against +5% a year earlier).
Which is more profitable, International Bancshares or Seacoast Banking Corp of Florida?
International Bancshares is more profitable, with an operating margin of 63.2% against 35.0%.
More: International Bancshares earnings · how International Bancshares makes money · Seacoast Banking Corp of Florida earnings · how Seacoast Banking Corp of Florida makes money
From the companies' latest 10-Q, 10-K or earnings release (10-Q filed Nov 5, 2026; 10-Q filed Nov 4, 2026). Fiscal quarters can end on different dates. Not investment advice.