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Metropolitan Bank Holding vs Old Second Bancorp: MCB and OSBC compared
Metropolitan Bank Holding is the larger company: $101M of revenue in its latest quarter (Q3 2026) against $97.1M for Old Second Bancorp (Q3 2026). Metropolitan Bank Holding is growing faster (+26% against +1% a year earlier). Metropolitan Bank Holding is more profitable, with an operating margin of 45.7% against 39.9%.
Where the money goes: MCB and OSBC
Metropolitan Bank Holding (MCB) · Q3 2026
Metropolitan Bank Holding, Q3 2026: revenue $101M (+26% year over year), operating margin 45.7%, net earnings $32.4M, operating cash flow $61.5M. The chart follows the revenue to costs, profit and cash.
Old Second Bancorp (OSBC) · Q3 2026
Old Second Bancorp, Q3 2026: revenue $97.1M (+1% year over year), operating margin 39.9%, net earnings $28.9M, operating cash flow $64.8M. The chart follows the revenue to costs, profit and cash.
| Metropolitan Bank Holding (MCB) | Old Second Bancorp (OSBC) | |
|---|---|---|
| Latest quarter | Q3 2026 | Q3 2026 |
| Revenue | $101M | $97.1M |
| Revenue growth, Y/Y | +26% | +1% |
| Operating margin | 45.7% | 39.9% |
| Net earnings | $32.4M | $28.9M |
| Net margin | 32.3% | 29.8% |
| Operating cash flow | $61.5M | $64.8M |
| Free cash flow | — | $64.2M |
Where the revenue comes from
Old Second Bancorp
- Net interest income: $84.0M (87%)
- Noninterest income: $13.1M (13%)
Questions
Which is bigger, Metropolitan Bank Holding or Old Second Bancorp?
Metropolitan Bank Holding is the larger company: $101M of revenue in its latest quarter (Q3 2026) against $97.1M for Old Second Bancorp (Q3 2026).
Is Metropolitan Bank Holding or Old Second Bancorp growing faster?
Metropolitan Bank Holding is growing faster (+26% against +1% a year earlier).
Which is more profitable, Metropolitan Bank Holding or Old Second Bancorp?
Metropolitan Bank Holding is more profitable, with an operating margin of 45.7% against 39.9%.
More: Metropolitan Bank Holding earnings · how Metropolitan Bank Holding makes money · Old Second Bancorp earnings · how Old Second Bancorp makes money
From the companies' latest 10-Q, 10-K or earnings release (10-Q filed Nov 6, 2026; 10-Q filed Nov 4, 2026). Fiscal quarters can end on different dates. Not investment advice.