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NI Holdings vs Kingstone Companies: NODK and KINS compared
NI Holdings is the larger company: $68.6M of revenue in its latest quarter (Q3 2026) against $67.5M for Kingstone Companies (Q3 2026). Kingstone Companies is growing faster (+21% against -10% a year earlier). Kingstone Companies is more profitable, with an operating margin of 33.0% against 10.2%.
Where the money goes: NODK and KINS
NI Holdings (NODK) · Q3 2026
NI Holdings, Q3 2026: revenue $68.6M (-10% year over year), operating margin 10.2%, net earnings $5.5M, operating cash flow −$15.1M. The chart follows the revenue to costs, profit and cash.
Kingstone Companies (KINS) · Q3 2026
Kingstone Companies, Q3 2026: revenue $67.5M (+21% year over year), operating margin 33.0%, net earnings $17.6M, operating cash flow $21.8M. The chart follows the revenue to costs, profit and cash.
| NI Holdings (NODK) | Kingstone Companies (KINS) | |
|---|---|---|
| Latest quarter | Q3 2026 | Q3 2026 |
| Revenue | $68.6M | $67.5M |
| Revenue growth, Y/Y | -10% | +21% |
| Gross margin | 34.4% | — |
| Operating margin | 10.2% | 33.0% |
| Net earnings | $5.5M | $17.6M |
| Net margin | 8.1% | 26.0% |
| Operating cash flow | −$15.1M | $21.8M |
| Free cash flow | — | $21.0M |
Questions
Which is bigger, NI Holdings or Kingstone Companies?
NI Holdings is the larger company: $68.6M of revenue in its latest quarter (Q3 2026) against $67.5M for Kingstone Companies (Q3 2026).
Is NI Holdings or Kingstone Companies growing faster?
Kingstone Companies is growing faster (+21% against -10% a year earlier).
Which is more profitable, NI Holdings or Kingstone Companies?
Kingstone Companies is more profitable, with an operating margin of 33.0% against 10.2%.
More: NI Holdings earnings · how NI Holdings makes money · Kingstone Companies earnings · how Kingstone Companies makes money
From the companies' latest 10-Q, 10-K or earnings release (10-Q filed Nov 6, 2026; 10-Q filed Nov 6, 2026). Fiscal quarters can end on different dates. Not investment advice.