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Oceanfirst Financial vs Northwest Bancshares: OCFC and NWBI compared
Oceanfirst Financial is the larger company: $185M of revenue in its latest quarter (Q3 2026) against $185M for Northwest Bancshares (Q3 2026). Oceanfirst Financial is growing faster (+80% against +10% a year earlier). Northwest Bancshares is more profitable, with an operating margin of 36.1% against 15.9%.
Where the money goes: OCFC and NWBI
Oceanfirst Financial (OCFC) · Q3 2026
Oceanfirst Financial, Q3 2026: revenue $185M (+80% year over year), operating margin 15.9%, net earnings $16.5M, operating cash flow $132M. The chart follows the revenue to costs, profit and cash.
Northwest Bancshares (NWBI) · Q3 2026
Northwest Bancshares, Q3 2026: revenue $185M (+10% year over year), operating margin 36.1%, net earnings $50.7M, operating cash flow $26.7M. The chart follows the revenue to costs, profit and cash.
| Oceanfirst Financial (OCFC) | Northwest Bancshares (NWBI) | |
|---|---|---|
| Latest quarter | Q3 2026 | Q3 2026 |
| Revenue | $185M | $185M |
| Revenue growth, Y/Y | +80% | +10% |
| Operating margin | 15.9% | 36.1% |
| Net earnings | $16.5M | $50.7M |
| Net margin | 8.9% | 27.4% |
| Operating cash flow | $132M | $26.7M |
| Free cash flow | $128M | $18.9M |
| Market value | $1.1B | $1.9B |
| P/E | 26.2× | 9.3× |
| Analysts’ mean target | $21.29 | $16.43 |
Where the revenue comes from
Oceanfirst Financial
- Net interest income: $172M (93%)
- Noninterest income: $13.0M (7%)
Northwest Bancshares
- Net interest income: $149M (81%)
- Noninterest income: $35.9M (19%)
Questions
Which is bigger, Oceanfirst Financial or Northwest Bancshares?
Oceanfirst Financial is the larger company: $185M of revenue in its latest quarter (Q3 2026) against $185M for Northwest Bancshares (Q3 2026).
Is Oceanfirst Financial or Northwest Bancshares growing faster?
Oceanfirst Financial is growing faster (+80% against +10% a year earlier).
Which is more profitable, Oceanfirst Financial or Northwest Bancshares?
Northwest Bancshares is more profitable, with an operating margin of 36.1% against 15.9%.
More: Oceanfirst Financial earnings · how Oceanfirst Financial makes money · Northwest Bancshares earnings · how Northwest Bancshares makes money
From the companies' latest 10-Q, 10-K or earnings release (10-Q filed Nov 6, 2026; 10-Q filed Nov 5, 2026). Fiscal quarters can end on different dates. Not investment advice.