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OppFi vs Wealthfront: OPFI and WLTH compared
OppFi is the larger company: $92.8M of revenue in its latest quarter (Q3 2026) against $91.9M for Wealthfront (Q2 FY27). Wealthfront is growing faster (+0.8% against -11% a year earlier). OppFi is more profitable, with an operating margin of 39.9% against 22.2%.
Where the money goes: OPFI and WLTH
OppFi (OPFI) · Q3 2026
OppFi, Q3 2026: revenue $92.8M (-11% year over year), operating margin 39.9%, net earnings $34.5M, operating cash flow $85.3M. The chart follows the revenue to costs, profit and cash.
Wealthfront (WLTH) · Q2 FY27
Wealthfront, Q2 FY27: revenue $91.9M (+0.8% year over year), operating margin 22.2%, net earnings $17.8M, operating cash flow $47.3M. The chart follows the revenue to costs, profit and cash.
| OppFi (OPFI) | Wealthfront (WLTH) | |
|---|---|---|
| Latest quarter | Q3 2026 | Q2 FY27 |
| Revenue | $92.8M | $91.9M |
| Revenue growth, Y/Y | -11% | +0.8% |
| Operating margin | 39.9% | 22.2% |
| Net earnings | $34.5M | $17.8M |
| Net margin | 37.2% | 19.3% |
| Operating cash flow | $85.3M | $47.3M |
| Free cash flow | $81.5M | — |
Where the revenue comes from
Wealthfront
- Cash management: $61.8M (67%)
- Investment advisory: $28.8M (31%)
- Other revenue: $1.3M (1%)
Questions
Which is bigger, OppFi or Wealthfront?
OppFi is the larger company: $92.8M of revenue in its latest quarter (Q3 2026) against $91.9M for Wealthfront (Q2 FY27).
Is OppFi or Wealthfront growing faster?
Wealthfront is growing faster (+0.8% against -11% a year earlier).
Which is more profitable, OppFi or Wealthfront?
OppFi is more profitable, with an operating margin of 39.9% against 22.2%.
More: OppFi earnings · how OppFi makes money · Wealthfront earnings · how Wealthfront makes money
From the companies' latest 10-Q, 10-K or earnings release (10-Q filed Nov 5, 2026; 10-Q filed Sep 14, 2026). Fiscal quarters can end on different dates. Not investment advice.